3519 Watson Ct, Lorain, OH 44053 Property Records

Lorain County property record for 3519 Watson Ct, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,485 sqft · built 1950
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Tax Bill	$1,997 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Dec 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003762-7`

Property Details

APN / Parcel Number

Primary APN	`003762-7`
Alternative APN	`02-02-012-103-007`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,485 sqft Living Area
Gross Area	2,514 sqft
1st Floor Area	825 sqft
Upper Floors Area	660 sqft
Basement Area	825 sqft
Family Room	Family Room

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1990
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	122 ft deep x 93 ft wide
Garage Type	Detached
Garage Area	314 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	296 sqft
Deck Area	324 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	003762-7
Street Address	3519 WATSON CT
City	LORAIN
State	OH
Zip	44053-2247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KNEIRIM DR HOMES 46.30 X 166 S/L 45 LOT # 45
Legal Subdivision	KNEIRIM DR HOMES
Legal Tract	02
Legal Block	103
Legal Lot Number	45
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1004
Census Tract	97202

Owner

Source: Lorain County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3519 WATSON CT, LORAIN, OH 44053-2247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · FHA Mortgage FIFTH THIRD BANK NA
Dec 19, 2024	Deed of Trust, Mortgage · FHA Mortgage FIFTH THIRD BANK NA
Jun 5, 2024	Deed of Trust, Mortgage · FHA Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2008
Deed Sale	Sep 24, 2008
Prior Sale	Jun 13, 2008 · Amount on Record
Deed Document Number	2008269447
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3519 WATSON CT, LORAIN, OH 44053-2247
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3519 WATSON CT, LORAIN, OH 44053-2247

Mortgage

Document Number	0000890162
Date	Sep 6, 2022
Instrument	2022-0890162

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3519 WATSON CT, LORAIN, OH 44053-2247
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	ACCUTITLE AGENCY INC, ACCURATE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3519 WATSON CT, LORAIN, OH 44053-2247

Mortgage

Document Number	0000037163
Date	Dec 19, 2024
Instrument	2024-0037163

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	474 Months
Due	Jun 1, 2064

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3519 WATSON CT, LORAIN, OH 44053-2247
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3519 WATSON CT, LORAIN, OH 44053-2247

Mortgage

Document Number	0000015327
Date	Jun 5, 2024
Instrument	2024-0015327

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jun 1, 2064

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,997.00	$49,740 (-0.01%) Land $12,150 Building $37,590	$142,130 (-) Land $34,720 Building $107,410
2024	$1,997.00 (+11.88%)	$49,746 (+47.21%) Land $12,152 Building $37,594	$142,130 (+47.21%) Land $34,720 Building $107,410
2023	$1,785.00 (+0.9%)	$33,793 (+0.01%) Land $8,593 Building $25,200	$96,550 (-) Land $24,550 Building $72,000
2022	$1,769.00	$33,790 Land $8,590 Building $25,200
2021			$96,550 Land $24,550 Building $72,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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