3519 Loch Haven Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3519 Loch Haven Dr, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,500 sqft · built 1963
Lot Size	0.319 acres (13,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Dec 2018)
Tax Bill	$3,896 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-480-08121005`

Property Details

APN / Parcel Number

Primary APN	`01-480-08121005`
Alternative APNs	`148008121005` `48008121005`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,500 sqft Living Area
Gross Area	2,180 sqft
1st Floor Area	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,900 sqft (0.319 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	152 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	48008121005
Street Address	3519 LOCH HAVEN DR
City	EDGEWATER
State	MD
Zip	21037-3304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 1 BK W SC 2 LOCH HAVEN BEACH
Legal Subdivision	LOCH HAVEN BEACH
Legal Block	W
Legal Lot Number	1
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1004
Census Tract	701202

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3519 LOCH HAVEN DR, EDGEWATER, MD 21037-3304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Dec 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Dec 7, 2018	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2018 · Amount on Record
Deed Sale	Dec 7, 2018 · Amount on Record
Deed Book / Page	32721 / 232
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3519 LOCH HAVEN DR, EDGEWATER, MD 21037-3304
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	CAPITOL TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3519 LOCH HAVEN DR, EDGEWATER, MD 21037-3304

Mortgage

Document Number	0357500158
Date	Dec 8, 2020
Book Page	35750/158

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3519 LOCH HAVEN DR, EDGEWATER, MD 21037-3304
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	CAPITOL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0339200256
Date	Dec 5, 2019
Book Page	33920/256

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 7, 2018
Property Address	3519 LOCH HAVEN DR, EDGEWATER, MD 21037-3304
Document Number	0327210232
Book / Page	32721 / 232
Map Reference	PL1 MB22 FO15
Instrument Date	Oct 12, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	CAPITOL TITLE INS AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,062.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3519 LOCH HAVEN DR, EDGEWATER, MD 21037-3304

Mortgage

Document Number	0032721238
Date	Dec 7, 2018
Instrument	32721/238

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$625,000 (+22.19%) Land $343,700 Building $281,300	$625,000 (+22.19%) Land $343,700 Building $281,300
2025	$3,896.00 (+26.53%)
2023	$3,079.00 Homeowner's exemption	$511,500 Land $343,700 Building $167,800	$511,500 Land $343,700 Building $167,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 79 policies
Nearby Flood Policies	79 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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