3519 Edgewater Dr, Enid, OK 73703 Property Records

Garfield County property record for 3519 Edgewater Dr, Enid, OK 73703

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,899 sqft · built 1994
Lot Size	0.135 acres (5,890 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Apr 2026)
Tax Bill	$3,820 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23709`

Property Details

APN / Parcel Number

Primary APN	`23709`
Alternative APN	`5215-00-006-031-0-094-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,899 sqft Living Area
1st Floor Area	2,017 sqft
Safe Room	Safe Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1999
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,890 sqft (0.135 acres)
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	396 sqft
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	23709
Street Address	3519 EDGEWATER DR
City	ENID
State	OK
Zip	73703-1405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31 BLOCK 6 SD-E42 WILLOW LAKE NW/4 35-23-7
Legal Range	07W
Legal Township	23N
Legal Section	35
Legal Subdivision	WILLOW LK ON WATR LG
Legal Block	6
Legal Lot Number	31
Jurisdiction	GARFIELD OK
Township / Civil Division	ENID
Census Block Group	2
Census Block	2007
Census Tract	1302

Owner

3519 Edgewater Dr is owned and occupied by an individual who bought it in April 2026.

Source: Garfield County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3519 EDGEWATER DR, ENID, OK 73703-1405
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Warranty Deed, Transfer · VA Mortgage FINANCIAL CONCEPTS MORTGAGE
Apr 27, 2026	Warranty Deed, Transfer · VA Mortgage FINANCIAL CONCEPTS MORTGAGE
Aug 19, 2021	Deed of Trust, Mortgage · Line of Credit THE SECURITY NATIONAL BANK OF ENID
Nov 3, 2020	Warranty Deed, Transfer · Conventional Mortgage THE SECURITY NATIONAL BANK OF ENID

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2026 · Amount on File
Deed Sale	Apr 27, 2026 · Amount on File
Prior Sale	Nov 3, 2020 · Amount on File
Deed Document Number	20263485
Deed Book / Page	2755 / 326
Prior Transfer Date	Dec 27, 2007
Prior Transfer Doc	01886/0122
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARFIELD OK
Recording Date	Apr 27, 2026
Property Address	3519 EDGEWATER DR, ENID, OK 73703-1405
Document Number	0000003485
Book / Page	2755 / 326
Instrument Date	Apr 7, 2026
Instrument	2026.3485
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	ALEX TITLE, APEX TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51,510.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3519 EDGEWATER DR, ENID, OK 73703-1405
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003486,
Date	Apr 27, 2026
Instrument	2026..3486

Lender

Name	FINANCIAL CONCEPTS MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARFIELD OK
Recording Date	Apr 27, 2026
Property Address	3519 EDGEWATER DR, ENID, OK 73703-1405
Document Number	002755/326
Book / Page	2755 / 326
Instrument Date	Apr 7, 2026
Instrument	20263485
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	APEX TITLE AGENCY, APEX TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51,510.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3519 EDGEWATER DR, ENID, OK 73703-1405
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003486,
Date	Apr 27, 2026
Instrument	20263486

Lender

Name	FINANCIAL CONCEPTS MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD OK
Property Address	3519 EDGEWATER DR, ENID, OK 73703-1405
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4616 LAKE FRONT DR, EDMOND, OK 73034-4134

Mortgage

Document Number	002547/332
Date	Aug 19, 2021
Book Page	2547/332

Lender

Name	THE SECURITY NATIONAL BANK OF ENID
Type	Bank
Address	ENID, OK 73701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 12, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARFIELD OK
Recording Date	Nov 3, 2020
Property Address	3519 EDGEWATER DR, ENID, OK 73703-1405
Document Number	00002507/4
Book / Page	2507 / 4
Instrument Date	Oct 30, 2020
Transaction Type	Transfer
Record Updated	Jan 24, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$408.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

Mortgage

Document Number	00002507/5
Date	Nov 3, 2020
Book Page	2507/5

Lender

Name	THE SECURITY NATIONAL BANK OF ENID
Type	Bank
Address	ENID, OK 73701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 3519 Edgewater Dr was $3,820.

Source: Garfield County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Garfield County
Municipality	Enid City
Unified School District	Chisholm Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,283 (-) Land $4,125 Building $31,158	$282,260 (-) Land $33,000 Building $249,260
2025	$3,820.00	$35,283 Land $4,125 Building $31,158	$282,260 Land $33,000 Building $249,260
2023	$3,681.00	$35,283 Land $4,125 Building $31,158	$282,260 Land $33,000 Building $249,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3519 Edgewater Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3519 Edgewater Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENID serves 49,347 people · EPA ID OK2002412
Water Source	Surface water
Last State Inspection	Dec 2022
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Bluepeak Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 200
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Chisholm Broadband.

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