3519 Dunkirk Ave, Norfolk, VA 23509 Property Records

Norfolk City property record for 3519 Dunkirk Ave, Norfolk, VA 23509

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,570 sqft · built 1942
Lot Size0.248 acres (10,816 sqft)
OwnerIndividual Name on Record
Last Sale$251,550 (Apr 2024)
Tax Bill$3,553 (2026)
Deeds & MortgagesJun 2026 Mortgage
Apr 2024 Sale & Mortgage
+ 4 more
APN21680700

Property Details

APN / Parcel Number

Primary APN21680700

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,570 sqft Living Area
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,816 sqft (0.248 acres)
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas

Location & Zoning

Street Address3519 DUNKIRK AVE
CityNORFOLK
StateVA
Zip23509-2033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7
Legal Description1 BLK 5 WILLARD PK
Legal SubdivisionWILLARD PARK PROP
Legal Block5
JurisdictionNORFOLK CITY VA
Township / Civil DivisionNORFOLK
Census Block Group3
Census Block3003
Census Tract3100

Owner

Source: Norfolk City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3519 DUNKIRK AVE, NORFOLK, VA 23509-2033
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2026Deed of Trust, Mortgage · VA Mortgage
UNITED MORTGAGE LENDING
Apr 10, 2024Warranty Deed, Transfer · Conventional Mortgage
PRESIDENTIAL BANK FSB
Apr 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
USAA FEDERAL SAVINGS BANK
Oct 1, 2021Warranty Deed, Transfer · Conventional Mortgage
TIDEWATER MORTGAGE SERVICES INC
Jun 22, 2021Intrafamily Transfer, Transfer
Dec 4, 2018Warranty Deed, Transfer · Conventional Mortgage
USAA FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 10, 2024 · Amount on Record
Deed SaleApr 10, 2024 · Amount on Record
Prior SaleOct 1, 2021 · Amount on Record
Deed Document Number20245634
Prior Transfer DateJun 8, 2021
Prior Transfer Doc0000019022
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORFOLK CITY VA
Recording DateJun 18, 2026
Property Address3519 DUNKIRK AVE, NORFOLK, VA 23509-2033
Document Number0000011866
Instrument DateJun 12, 2026
Instrument202611866
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyCAPITAL CITY TITLE, CAPITAL FIRST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3519 DUNKIRK AVE, NORFOLK, VA 23509-2033

Mortgage

Document Number0000011866,
DateJun 18, 2026
Instrument202611866
Lender
NameUNITED MORTGAGE LENDING
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.36%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNORFOLK CITY VA
Recording DateApr 10, 2024
Property Address3519 DUNKIRK AVE, NORFOLK, VA 23509-2033
Document Number0240005634
Instrument DateApr 5, 2024
Instrument240005634
Transaction TypeTransfer
Record UpdatedMay 1, 2024
Title CompanyTITLE QUEST/HAMPTON ROADS, TITLEQUEST OF HAMPTON ROADS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3519 DUNKIRK AVE, NORFOLK, VA 23509-2033

Mortgage

Document Number0240005635
DateApr 10, 2024
Instrument240005635
Lender
NamePRESIDENTIAL BANK FSB
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORFOLK CITY VA
Property Address3519 DUNKIRK AVE, NORFOLK, VA 23509-2033
Transaction TypeMortgage
Record UpdatedDec 22, 2021
Title CompanyBOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200009293
DateApr 23, 2020
Instrument200009293
Lender
NameUSAA FEDERAL SAVINGS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueMay 1, 2030
Interest
Rate TypeFixed Rate
Rate3.63%

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNORFOLK CITY VA
Recording DateOct 1, 2021
Property Address3519 DUNKIRK AVE, NORFOLK, VA 23509-2033
Document Number210030871
Instrument DateSep 15, 2021
Instrument210030871
Transaction TypeTransfer
Record UpdatedOct 27, 2021
Title CompanyPRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3519 DUNKIRK AVE, NORFOLK, VA 23509-2033

Mortgage

Document Number210030872
DateOct 1, 2021
Instrument210030872
Lender
NameTIDEWATER MORTGAGE SERVICES INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionNORFOLK CITY VA
Recording DateJun 22, 2021
Property Address3519 DUNKIRK AVE, NORFOLK, VA 23509-2033
Document Number210019022
Instrument DateJun 8, 2021
Instrument210019022
Transaction TypeTransfer
Record UpdatedJul 14, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 ROBERT DR, CORPUS CHRISTI, TX 78412-2456

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNORFOLK CITY VA
Recording DateDec 4, 2018
Property Address3519 DUNKIRK AVE, NORFOLK, VA 23509-2033
Document Number180024204
Instrument DateOct 3, 2018
Instrument180024204
Transaction TypeTransfer
Record UpdatedSep 10, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3519 DUNKIRK AVE, NORFOLK, VA 23509-2033

Mortgage

Document Number180024207
DateDec 4, 2018
Instrument180024207
Lender
NameUSAA FEDERAL SAVINGS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityNorfolk City
Unified School DistrictNorfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,553.00 (+8.72%)$284,300 (+7%) Land $99,000 Building $185,300$284,300 (+7%) Land $99,000 Building $185,300
2025$3,268.00 (+12.69%)$265,700 (+14.53%) Land $86,000 Building $179,700$265,700 (+14.53%) Land $86,000 Building $179,700
2023$2,900.00$232,000 Land $82,000 Building $150,000$232,000 Land $82,000 Building $150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims10 (1990–2016)
Claims Outside the SFHA4 of 10
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Matthew, Oct 2016 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NORFOLK
serves 234,220 people · EPA ID VA3710100
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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