3519 Cedar Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3519 Cedar Dr, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$710,000 (Oct 2025)
Tax Bill	$6,156 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-480-05915000`

Property Details

APN / Parcel Number

Primary APN	`01-480-05915000`
Alternative APNs	`1-480-05915000` `48005915000`

Exterior

Lot Area	7,500 sqft (0.172 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	48005915000
Street Address	3519 CEDAR DR
City	EDGEWATER
State	MD
Zip	21037-3228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 15 BK O SC 2 LOCH HAVEN BEACH
Legal Subdivision	LOCH HAVEN BEACH
Legal Block	O
Legal Lot Number	15
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1032
Census Tract	701202

Owner

Source: Anne Arundel County records · APN 01-480-05915000

Assessment roll updated August 13, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3519 CEDAR DR, EDGEWATER, MD 21037-3228
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 20, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 09, 2025	Deed, Transfer FREESTATE TITLE SERVICES/ANNAPOLIS, FREESTATE TTL SVCS OF ANNAPO
Apr 23, 2024	Deed, Transfer FREESTATE TITLE SERVICES/ANNAPOLIS, FREESTATE TTL SVCS OF ANNAPO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 09, 2025 · Amount on Record
Deed Sale	Oct 09, 2025 · Amount on Record
Prior Sale	Apr 23, 2024 · Amount on Record
Deed Book / Page	41724 / 285
Last Transfer Date	Dec 31, 2025
Transfer Doc	0421020001
Record Updated	Jun 08, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 15, 2026
Property Address	3519 CEDAR DR, EDGEWATER, MD 21037-3228
Document Number	4226000442
Book / Page	42264 / 442
Instrument Date	Apr 06, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3519 CEDAR DR, EDGEWATER, MD 21037-3228

Mortgage

Document Number	4226000442,
Date	Apr 15, 2026
Book Page	42264/442

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 01, 2036

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Feb 20, 2026
Property Address	3519 CEDAR DR, EDGEWATER, MD 21037-3228
Document Number	0421020001
Book / Page	42102 / 1
Map Reference	MB 19 PL 47
Instrument Date	Dec 31, 2025
Transaction Type	Transfer
Record Updated	Mar 09, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3519 CEDAR DR, EDGEWATER, MD 21037-3228

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 09, 2025
Property Address	3519 CEDAR DR, EDGEWATER, MD 21037-3228
Document Number	0417240285
Book / Page	41724 / 285
Map Reference	MB 19 PL 47
Instrument Date	Sep 26, 2025
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	FREESTATE TITLE SERVICES/ANNAPOLIS, FREESTATE TTL SVCS OF ANNAPO

Transaction

Amount	Amount Recorded
Tax	$3,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3519 CEDAR DR, EDGEWATER, MD 21037-3228

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 23, 2024
Property Address	3519 CEDAR DR, EDGEWATER, MD 21037-3228
Document Number	0483790066
Book / Page	48379 / 66
Map Reference	MB 19 PL 47
Instrument Date	Apr 02, 2024
Transaction Type	Transfer
Record Updated	May 08, 2024
Title Company	FREESTATE TITLE SERVICES/ANNAPOLIS, FREESTATE TTL SVCS OF ANNAPO

Transaction

Amount	Amount Recorded
Tax	$875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2137 DEFENSE HWY, CROFTON, MD 21114-2420

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,156.00 (+224.68%)	$515,625 (+254.38%)	$571,400 (+292.71%) Land $249,800 Building $321,600
2024	$1,896.00 (+19.4%)
2023	$1,588.00	$145,500 Land $145,500	$145,500 Land $145,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), as of January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037012021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 79 policies
Nearby Flood Policies	79 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Jan 2024 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 137 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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