3518 White Cliff Cir, Napa, CA 94558 Property Records

Napa County property record for 3518 White Cliff Cir, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,102 sqft · built 1973
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$730,000 (May 2019)
Tax Bill	$10,186 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`050-122-018-000`

Property Details

APN / Parcel Number

Primary APN	`050-122-018-000`
Alternative APNs	`050-122-018` `05012218`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,102 sqft Living Area
Gross Area	2,602 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Raised Ranch
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	050-122-018
Street Address	3518 WHITE CLIFF CIR
City	NAPA
State	CA
Zip	94558-5232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS7
Legal Description	LOT 39 THE KNOLLS SUB 10R/M11,2
Legal Subdivision	THE KNOLLS SUBD
Legal Lot Number	39
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	1
Census Block	1007
Census Tract	201101

Owner

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3518 WHITE CLIFF CIR, NAPA, CA 94558-5232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage ASIA BANK NATIONAL ASSOCIATION
Dec 1, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Sep 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
May 31, 2019	Grant Deed, Transfer · Conventional with PMI PARKSIDE LNDG
Jan 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2019 · Amount on Record
Deed Sale	May 31, 2019 · Amount on Record
Deed Document Number	201910033
Prior Transfer Date	Jan 4, 2019
Prior Transfer Doc	0000000774
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Recording Date	Apr 1, 2026
Property Address	3518 WHITE CLIFF CIR, NAPA, CA 94558-5232
Document Number	0000004590
Instrument Date	Mar 26, 2026
Instrument	20264590
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3518 WHITE CLIFF CIR, NAPA, CA 94558-5232

Mortgage

Document Number	0000004590,
Date	Apr 1, 2026
Instrument	20264590

Lender

Name	ASIA BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2046

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	3518 WHITE CLIFF CIR, NAPA, CA 94558-5232
Transaction Type	Mortgage
Record Updated	Dec 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3518 WHITE CLIFF CIR, NAPA, CA 94558-5232

Mortgage

Document Number	0000021395
Date	Dec 1, 2022
Instrument	2022-0021395

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	3518 WHITE CLIFF CIR, NAPA, CA 94558-5232
Transaction Type	Mortgage
Record Updated	Sep 10, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3518 WHITE CLIFF CIR, NAPA, CA 94558-5232

Mortgage

Document Number	0000028264
Date	Sep 2, 2021
Instrument	2021-0028264

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2051

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	May 31, 2019
Property Address	3518 WHITE CLIFF CIR, NAPA, CA 94558-5232
Document Number	0000010033
Instrument Date	May 15, 2019
Instrument	10033
Transaction Type	Transfer
Record Updated	Jun 13, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$803.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 10321 NAPA CA 945812321, NAPA, CA 94581-2321

Mortgage

Document Number	10034
Date	May 31, 2019
Instrument	10034

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94102

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAPA CA
Recording Date	Jan 15, 2019
Property Address	3518 WHITE CLIFF CIR, NAPA, CA 94558-5232
Document Number	0000000774
Instrument Date	Jan 4, 2019
Instrument	774
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3518 WHITE CLIFF CIR NAPA CA 945585232, NAPA, CA 94558-5232

Tax Assessment & Valuation

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,186.00 (+2.13%)	$830,609 (+2%) Land $512,020 Building $318,589	$830,609 (+2%) Land $512,020 Building $318,589
2025	$9,974.00 (+5.13%)	$814,324 (+4.04%) Land $501,981 Building $312,343	$814,324 Land $501,981 Building $312,343
2023	$9,487.00 (+1.38%)	$782,705 Land $482,490 Building $300,215
2022	$9,358.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Valley Internet, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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