Lake County property record for 3518 Tropical Seas Loop, Tavares, FL 32778
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,864 sqft · built 2003 |
| Lot Size | 0.269 acres (11,741 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $42,000 (Aug 2002) |
| Tax Bill | $2,230 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-20-25-1810-000-39600 |
| Primary APN | 13-20-25-1810-000-39600 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,864 sqft Living Area |
| 1st Floor Area | 1,864 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 11,741 sqft (0.269 acres) |
| Garage Type | Finished |
| Garage Area | 570 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 330 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3812122 |
|---|---|
| Street Address | 3518 TROPICAL SEAS LOOP |
| City | TAVARES |
| State | FL |
| Zip | 32778-9234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROYAL HARBOR PHASE 3 PB 47 PG 67-71 LOT 396 ORB 2160 PG 2343 |
| Legal Range | 25E |
| Legal Township | 20S |
| Legal Section | 13 |
| Legal Subdivision | ROYAL HARBOR |
| Legal Phase | 3 |
| Legal Tract | 1810 |
| Legal Lot Number | 396 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | TAVARES |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 31002 |
3518 Tropical Seas Loop is owned and occupied by two individuals who bought it in August 2002.
Source: Lake County records, as of December 15, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3518 TROPICAL SEAS LOOP, TAVARES, FL 32778-9234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2002 · Amount on File |
| Deed Sale | Aug 21, 2002 · Amount on File |
| Deed Document Number | 0216002343 |
| Deed Book / Page | 02160 / 02343 |
| Record Updated | Jun 8, 2026 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Tavares City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $160,910 Land $52,364 Building $108,546 | $305,051 Land $52,364 Building $252,687 | |
| 2024 | $2,230.00 (+5.69%) | ||
| 2023 | $2,110.00 (+1.49%) Homeowner's exemption | $151,830 (+3%) | $267,283 (-) Land $52,364 Building $214,919 |
| 2022 | $2,079.00 Homeowner's exemption | $147,410 | $267,283 Land $52,364 Building $214,919 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3518 Tropical Seas Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3518 Tropical Seas Loop is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TAVARES WATER DEPARTMENT (4 WPS) serves 22,007 people · EPA ID FL3351333 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Summit Broadband Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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