3518 Theodore St, Joliet, IL 60431 Property Records

Will County property record for 3518 Theodore St, Joliet, IL 60431

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1976
Lot Size	0.37 acres (16,065 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Jun 2025)
Tax Bill	$6,651 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-06-02-201-003`

Property Details

APN / Parcel Number

Primary APN	`05-06-02-201-003`
Alternative APN	`06022010030000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	16,065 sqft (0.37 acres)
Lot Dimensions	153 ft deep x 105 ft wide
Garage Type	Detached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3518 THEODORE ST
City	JOLIET
State	IL
Zip	60431-2883
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 IN LONGLEAT UNIT 3, BEING A SUB OF PRT OF THE W1/2 OF THE NE1/4 OF SEC 2, T35N-R9E.
Legal Range	09E
Legal Township	35N
Legal Section	02
Legal Subdivision	LONGLEAT UNIT #3
Legal Lot Number	22
Legal Unit	3
Jurisdiction	WILL IL
Township / Civil Division	TROY
Census Block Group	1
Census Block	1005
Census Tract	883209

Owner

3518 Theodore St is owned by two individuals who bought it in June 2025.

Source: Will County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	826 HERMANS LN, JOLIET, IL 60433-2608
Owner Type	Individual
Vesting	Married Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Warranty Deed, Transfer · Conventional Mortgage NUMARK CU
Apr 15, 2020	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Jan 3, 2018	Intrafamily Transfer, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2025 · Amount on File
Deed Sale	Jun 23, 2025 · Amount on File
Prior Sale	Feb 3, 2022 · Amount on File
Deed Document Number	202532682
Prior Transfer Date	Nov 19, 2017
Prior Transfer Doc	0000000685
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Feb 3, 2022
Property Address	3518 THEODORE ST, JOLIET, IL 60431-2883
Document Number	0000011175
Map Reference	DOC R74-18327
Instrument Date	Nov 17, 2021
Instrument	R2022011175
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3518 THEODORE ST, 3518, JOLIET, IL 60431-2883

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 LONGVIEW CT, SOUTH ELGIN, IL 60177-2879

Mortgage

Document Number	0000011176
Date	Feb 3, 2022
Instrument	R2022011176

Lender

Name	NUMARK CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.37%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Apr 15, 2020
Property Address	3518 THEODORE ST, JOLIET, IL 60431-2883
Document Number	0000027920
Map Reference	DOC R74-18327
Instrument Date	Apr 4, 2020
Instrument	R2020027920
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3518 THEODORE ST, JOLIET, IL 60431-2883

Mortgage

Document Number	0000027921
Date	Apr 15, 2020
Instrument	R2020027921

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate	8.75%

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Jan 3, 2018
Property Address	3518 THEODORE ST, JOLIET, IL 60431-2883
Document Number	0000000685
Map Reference	DOC R74-18327
Instrument Date	Nov 19, 2017
Instrument	R2018000685
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	ATTORNEY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3518 THEODORE ST, JOLIET, IL 60431-2883

Mortgage

Document Number	0000000686
Date	Jan 3, 2018
Instrument	R2018000686

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 3518 Theodore St was $6,651.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Troy Township
Secondary School District	Joliet Township High School District 204 (09 - 12)
Elementary School District	Troy Community Consolidated School District 30C (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,651.00	$93,369 (+8.35%) Land $12,852 Building $80,517	$280,107 (+8.35%) Land $38,556 Building $241,551
2024		$86,174 Land $11,862 Building $74,312	$258,522 Land $35,586 Building $222,936
2022	$4,879.00 Homeowner's exemption	$63,626 Land $10,085 Building $53,541	$190,878 Land $30,255 Building $160,623

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3518 Theodore St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3518 Theodore St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Bertram Communications, Watch TV.

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