3518 Smith Dr, Endicott, NY 13760 Property Records

Broome County and Union Town property record for 3518 Smith Dr, Endicott, NY 13760

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,264 sqft · built 1970
Lot Size	0.292 acres (12,740 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Aug 2018)
Tax Bill	$4,855 (2026)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
APN	`034689 141.12-4-28`

Property Details

APN / Parcel Number

Primary APN	`034689 141.12-4-28`
Alternative APNs	`468914101200040280000000` `46000570210`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,264 sqft Living Area
1st Floor Area	1,264 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	12,740 sqft (0.292 acres)
Lot Dimensions	196 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	46000570210
Street Address	3518 SMITH DR
City	ENDICOTT
State	NY
Zip	13760-2351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SS-F
Legal Description	R1 8 0030G7000F0860000000
Legal Block	4
Legal Lot Number	28.000
Jurisdiction	BROOME NY
Township / Civil Division	UNION
Census Block Group	3
Census Block	3001
Census Tract	13202

Owner

3518 Smith Dr is owned and occupied by two individuals who bought it in August 2018.

Source: Broome County and Union Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3518 SMITH DR, ENDICOTT, NY 13760-2351
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2018 · Amount on File
Deed Sale	Aug 20, 2018 · Amount on File
Deed Document Number	201821410
Deed Book / Page	2566 / 271
Record Updated	Oct 29, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROOME NY
Recording Date	Aug 20, 2018
Property Address	3518 SMITH DR, ENDICOTT, NY 13760-2351
Document Number	0025660271
Book / Page	002566 / 000271
Instrument Date	Jul 31, 2018
Instrument	21410
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	24 SPENCER RD OWEGO NY 138272425, OWEGO, NY 13827-2425

Mortgage

Document Number	38790230
Date	Aug 20, 2018
Book Page	003879/000230
Instrument	21411

Lender

Name	BRAD COHEN
Address	7 CHOCTAW LN, GREENWICH, CT 06831-3203

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 19, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 3518 Smith Dr was $4,855, up 7.3% from the year before.

Source: Broome County and Union Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Union Town
Unified School District	Maine-Endwell Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,855.00 (+7.34%)
2025	$4,523.00 (+3.91%)	$4,500 Land $500 Building $4,000	$161,900 Land $17,989 Building $143,911
2024	$4,353.00
2023		$4,500 Land $500 Building $4,000	$130,058 Land $14,451 Building $115,607

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 3518 Smith Dr; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3518 Smith Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENDICOTT MUNICIPAL WATER WORKS serves 45,000 people · EPA ID NY0301665
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Empire Long Distance Fiber	1,000 / 100
Spectrum Cable	1,000 / 35
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20