3518 Ronald Rd, Crete, IL 60417 Property Records

Will County property record for 3518 Ronald Rd, Crete, IL 60417

Property Summary

Property Type	Single Family Home
Details	2,126 sqft · built 1989
Lot Size	0.23 acres (9,809 sqft)
Owner	2 Individual Names on File
Last Sale	$153,500 (Jun 2017)
Tax Bill	$5,833 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-15-02-109-018`

Property Details

APN / Parcel Number

Primary APN	`23-15-02-109-018`
Alternative APN	`15021090180000`

Interior

Building Area	2,126 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Split Level
Lot Area	9,809 sqft (0.23 acres)
Garage Type	Attached
Garage Area	512 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3518 RONALD RD
City	CRETE
State	IL
Zip	60417-1604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 120 IN LINCOLNSHIRE EAST FIRST ADDN, BEING A SUB OF PRT OF THE E1/2 OF THE NW1/4 OF SEC. 2, T34N-R14E.
Legal Range	14E
Legal Township	34N
Legal Section	02
Legal Subdivision	LINCOLNSHIRE EAST FIRST ADDN
Legal Lot Number	120
Jurisdiction	WILL IL
Township / Civil Division	CRETE
Census Block Group	2
Census Block	2011
Census Tract	883810

Owner

3518 Ronald Rd is owned and occupied by two individuals who bought it in June 2017.

Source: Will County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3518 RONALD RD, CRETE, IL 60417-1604
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BANK
Jun 14, 2017	Warranty Deed, Transfer · FHA Mortgage MB FINANCIAL BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2017 · Amount on File
Deed Sale	Jun 14, 2017 · Amount on File
Prior Sale	Feb 16, 1989 · Amount on File
Deed Document Number	201745926
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3518 RONALD RD, CRETE, IL 60417-1604
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009866
Date	Jan 26, 2021
Instrument	R2021009866

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.37%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jun 14, 2017
Property Address	3518 RONALD RD, CRETE, IL 60417-1604
Document Number	0000045926
Map Reference	DOC R78-26362
Instrument	R2017045926
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3518 RONALD RD, CRETE, IL 60417-1604

Mortgage

Document Number	0000045927
Date	Jun 14, 2017
Instrument	R2017045927

Lender

Name	MB FINANCIAL BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

The 2025 property tax bill for 3518 Ronald Rd was $5,833.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Crete Village
County	Will County
County Subdivision	Crete Township
Unified School District	Crete-Monee Community Unit School District 201-U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,833.00	$73,211 (+5.5%) Land $14,169 Building $59,042	$219,633 (+5.5%) Land $42,507 Building $177,126
2024		$69,394 Land $13,430 Building $55,964	$208,182 Land $40,290 Building $167,892
2022	$5,639.00 Homeowner's exemption Additional exemption filed	$55,070 Land $10,658 Building $44,412	$165,210 Land $31,974 Building $133,236

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3518 Ronald Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3518 Ronald Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRETE serves 8,386 people · EPA ID IL1970300
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Bertram Communications.

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