3518 Mitten Dr, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 3518 Mitten Dr, Elsmere, KY 41018

Property Summary

Property Type	Other Improved
Details	built 1970
Lot Size	0.97 acres (42,253 sqft)
Owner	Company Name on File
Last Sale	$2,650,000 (Oct 2019)
Tax Bill	$8,461 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`016-10-00-157.04`

Property Details

APN / Parcel Number

Primary APN	`016-10-00-157.04`

Interior

Units	24 Units

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	42,253 sqft (0.97 acres)

Location & Zoning

Street Address	3518 MITTEN DR
City	ELSMERE
State	KY
Zip	41018-2443
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LEXINGTON EST SEC 3 LOTS 18-19
Legal Subdivision	LEXINGTON EST SHOPPING PLAZA
Legal Phase	3
Legal Lot Number	18-19
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3004
Census Tract	65600

Owner

3518 Mitten Dr is owned by a company that bought it in October 2019.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	2050 STAPLETON CT, CINCINNATI, OH 45240-2778
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · Commercial Mortgage BELLWETHER ENTERPRISE MORTGAGE INVESTMEN
Dec 5, 2019	Grant Deed, Mortgage · Line of Credit FIRST FIN'L BK&TR
Oct 17, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Sep 19, 2019	Trustee's Deed, Transfer · Line of Credit HP HALLORAN TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2019 · Amount on File
Deed Sale	Oct 17, 2019 · Amount on File
Prior Sale	Sep 19, 2019 · Amount on File
Deed Document Number	201910 17 059 00077
Deed Book / Page	6780 / 4
Prior Transfer Date	Aug 26, 2013
Prior Transfer Doc	0000000204
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3518 MITTEN DR, ELSMERE, KY 41018-2443
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900195
Date	Jan 21, 2022
Book Page	329/425
Instrument	22012105900195

Lender

Name	BELLWETHER ENTERPRISE MORTGAGE INVESTMEN
Type	Non-Lending Institution
Address	COLUMBIA, MD 21044

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2032

December 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Dec 5, 2019
Property Address	3518 MITTEN DR, ELSMERE, KY 41018-2443
Book / Page	0C6819 / 000218
Instrument Date	Dec 4, 2019
Instrument	232
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2050 STAPLETON CT CINCINNATI OH 452402778, CINCINNATI, OH 45240-2778

Mortgage

Document Number	0000000232
Date	Dec 5, 2019
Book Page	0C6819/000218
Instrument	232

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	225 PICTORIA DR, CINCINNATI, OH 45246-1615

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 4, 2034

Interest

Rate Type	Adjustable Rate
Rate	3%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 17, 2019
Property Address	3518 MITTEN DR, ELSMERE, KY 41018-2443
Document Number	0000000077
Book / Page	0C6780 / 000004
Instrument Date	Oct 16, 2019
Instrument	77
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2,650.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2050 STAPLETON CT CINCINNATI OH 452402778, CINCINNATI, OH 45240-2778

September 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	KENTON KY
Recording Date	Sep 19, 2019
Property Address	3518 MITTEN DR, ELSMERE, KY 41018-2443
Document Number	0000000442
Book / Page	0C6759 / 000181
Instrument Date	Sep 19, 2019
Instrument	442
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	CENTRAL LAND TITLE AGENCY COMPANY, CENTRAL LAND TITLE AGCY CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2570 MADISON RD #22 CINCINNATI OH 452081150, 22, CINCINNATI, OH 45208-1150

Mortgage

Document Number	44
Date	Sep 19, 2019
Book Page	0C6759/000293
Instrument	44

Lender

Name	HP HALLORAN TRUST (PT)
Address	219 B ST, REDWOOD CITY, CA 94063-1015

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Sep 18, 2022

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	443,
Date	Sep 19, 2019
Book Page	0C6759/000185
Instrument	443

Lender

Name	FCN BK NA
Address	501 MAIN ST, BROOKVILLE, IN 47012-1407

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 18, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3518 Mitten Dr was $8,461.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$641,500 (-) Land $111,000 Building $530,500	$641,500 (-) Land $111,000 Building $530,500
2025	$8,461.00	$641,500 Land $111,000 Building $530,500	$641,500 Land $111,000 Building $530,500
2023	$8,333.00	$641,500 Land $111,000 Building $530,500	$641,500 Land $111,000 Building $530,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3518 Mitten Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3518 Mitten Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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