Highlands County property record for 3518 Lister St, Sebring, FL 33872
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 2005 |
| Lot Size | 0.239 acres (10,418 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Jan 2022) |
| Tax Bill | $2,617 (2024) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Aug 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | C224802003400100 |
| Primary APN | C224802003400100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 1,920 sqft |
| 1st Floor Area | 1,344 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 10,418 sqft (0.239 acres) |
| Lot Dimensions | 125 ft deep x 83 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 476 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 20 sqft |
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3518 LISTER ST |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-3125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEBRING COUNTRY EST SEC 2 PB 7-PG 34 LOT 10 BLK 34 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 22 |
| Legal Subdivision | SEBRING COUNTRY EST |
| Legal Block | 34 |
| Legal Lot Number | 10 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 960601 |
3518 Lister St is owned and occupied by an individual who bought it in January 2022.
Source: Highlands County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3518 LISTER ST, SEBRING, FL 33872-3125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 18, 2022 | Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC |
| Aug 15, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 18, 2022 · Amount on File |
| Deed Sale | Jan 18, 2022 · Amount on File |
| Prior Sale | Feb 26, 2010 · Amount on File |
| Deed Document Number | 20222073009 |
| Deed Book / Page | 2877 / 1592 |
| Prior Transfer Date | Jul 26, 2019 |
| Prior Transfer Doc | 0001952263 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jan 18, 2022 |
| Property Address | 3518 LISTER ST, SEBRING, FL 33872-3125 |
| Document Number | 0002073009 |
| Book / Page | 2877 / 1592 |
| Map Reference | MB 7 PG 34 |
| Instrument Date | Jan 10, 2022 |
| Instrument | 2073009 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,365.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 619 N ED WELLS RD, 619, WAUCHULA, FL 33873-6460 |
| Name | Verified Name |
|---|---|
| Address | 5135 OAK CIR, SEBRING, FL 33870-8822 |
| Document Number | 0028771594 |
|---|---|
| Date | Jan 18, 2022 |
| Instrument | 2877/1594 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Aug 15, 2019 |
| Property Address | 3518 LISTER ST, SEBRING, FL 33872-3125 |
| Document Number | 0001952263 |
| Book / Page | 002707 / 001332 |
| Instrument Date | Jul 26, 2019 |
| Instrument | 1952263 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 619 N ED WELLS RD WAUCHULA FL 338736460, WAUCHULA, FL 33873-6460 |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $217,163 Land $20,750 Building $196,413 | $217,163 Land $20,750 Building $196,413 | |
| 2024 | $2,617.00 (+1.95%) | ||
| 2023 | $2,567.00 (-3.13%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $209,289 (+17.97%) Land $11,620 Building $197,669 | $209,289 (+17.97%) Land $11,620 Building $197,669 |
| 2022 | $2,650.00 | $177,415 Land $10,375 Building $167,040 | $177,415 Land $10,375 Building $167,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3518 Lister St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1998–2022) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3518 Lister St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW HARMONY M H P private · serves 26 people · EPA ID FL6532235 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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