St. Clair County property record for 3518 Lightle Rd, Clyde, MI 48049 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,661 sqft · built 1960 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,444 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jan 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-15-025-3003-000 |
| Primary APN | 74-15-025-3003-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,661 sqft Living Area |
| 1st Floor Area | 1,661 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 31,799 sqft (0.73 acres) |
| Lot Dimensions | 318 ft deep x 100 ft wide |
| Garage Area | 628 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3518 LIGHTLE RD |
|---|---|
| City | CLYDE |
| State | MI |
| Zip | 48049-3909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG S 0D 17M E 1423.8' & S 69D 32M E 938.48' FROM INTERIOR 1/4 COR, TH N 20D 28M E 319', TH S 69D 32M E 100', TH S 20D 28M W 319', TH N 69D 32M W 100' TO BEG. FRAC SECTION 25 T7N R16E .73A |
| Legal Range | 16E |
| Legal Township | 07N |
| Legal Section | 25 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLYDE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 633100 |
Source: St. Clair County records · APN 74-15-025-3003-000
Assessment roll updated October 7, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3518 LIGHTLE RD, CLYDE, MI 48049-3909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC |
| Jan 11, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 28, 2023 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Jul 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MTG |
| Apr 30, 2019 | Warranty Deed, Transfer · FHA Mortgage CHURCHILL MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 28, 2023 |
| Deed Sale | Feb 28, 2023 |
| Prior Sale | Apr 30, 2019 · Amount on Record |
| Deed Document Number | 20233209 |
| Deed Book / Page | 5601 / 317 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 18, 2026 |
| Property Address | 3518 LIGHTLE RD, CLYDE, MI 48049-3909 |
| Document Number | 0000012362 |
| Book / Page | 5935 / 240 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 202612362 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 8681 RYNN RD, KENOCKEE, MI 48006-4130 |
| Document Number | 0000012362, |
|---|---|
| Date | Jun 18, 2026 |
| Book Page | 5935/240 |
| Instrument | 202612362 |
| Name | EVERETT FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3518 LIGHTLE RD, CLYDE, MI 48049-3909 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 24303 EASTWOOD VILLAGE DR, CLINTON TWP, MI 48035-5812 |
| Document Number | 0005591175 |
|---|---|
| Date | Jan 11, 2023 |
| Book Page | 5591/175 |
| Instrument | 2023000568 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Feb 28, 2023 |
| Property Address | 3518 LIGHTLE RD, CLYDE, MI 48049-3909 |
| Document Number | 0005601317 |
| Book / Page | 5601 / 317 |
| Instrument Date | Jan 19, 2023 |
| Instrument | 2023003209 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,852.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3518 LIGHTLE RD, CLYDE, MI 48049-3909 |
| Name | Verified Name |
|---|---|
| Address | 3518 LIGHTLE RD, CLYDE, MI 48049-3909 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3518 LIGHTLE RD, CLYDE, MI 48049-3909 |
| Document Number | 0052360135 |
| Instrument Date | Jul 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2020 |
| Title Company | ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3518 LIGHTLE RD CLYDE MI 480493909, CLYDE, MI 48049-3909 |
| Document Number | 0052360135 |
|---|---|
| Date | Sep 04, 2020 |
| Book Page | 005236/000135 |
| Name | AMERIHOME MTG |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 03, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Apr 30, 2019 |
| Property Address | 3518 LIGHTLE RD, CLYDE, MI 48049-3909 |
| Document Number | 0050510585 |
| Book / Page | 005051 / 000585 |
| Instrument Date | Apr 16, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2019 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,526.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4902 WALKER RD CLYDE MI 480493932, CLYDE, MI 48049-3932 |
| Document Number | 50510587 |
|---|---|
| Date | Apr 30, 2019 |
| Book Page | 005051/000587 |
| Name | CHURCHILL MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRENTWOOD, TN 37027 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 29, 2049 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clyde Township |
| Unified School District | Port Huron Area School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,444.00 (-25.28%) Homeowner's exemption | $141,200 (+17.76%) | |
| 2024 | $3,271.00 (+65.7%) | $282,400 (+17.76%) | |
| 2023 | $119,900 | ||
| 2022 | $1,974.00 | $239,800 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476331002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Low above 5% of the US · above 11% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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