3518 Lightle Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 3518 Lightle Rd, Clyde, MI 48049 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,661 sqft · built 1960
Lot Size0.73 acres (31,799 sqft)
OwnerIndividual Name on File
Tax Bill$2,444 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jan 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN74-15-025-3003-000

Property Details

APN / Parcel Number

Primary APN74-15-025-3003-000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,661 sqft Living Area
1st Floor Area1,661 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area31,799 sqft (0.73 acres)
Lot Dimensions318 ft deep x 100 ft wide
Garage Area628 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address3518 LIGHTLE RD
CityCLYDE
StateMI
Zip48049-3909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG S 0D 17M E 1423.8' & S 69D 32M E 938.48' FROM INTERIOR 1/4 COR, TH N 20D 28M E 319', TH S 69D 32M E 100', TH S 20D 28M W 319', TH N 69D 32M W 100' TO BEG. FRAC SECTION 25 T7N R16E .73A
Legal Range16E
Legal Township07N
Legal Section25
JurisdictionSAINT CLAIR MI
Township / Civil DivisionCLYDE
Census Block Group2
Census Block2003
Census Tract633100

Owner

Source: St. Clair County records · APN 74-15-025-3003-000

Assessment roll updated October 7, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3518 LIGHTLE RD, CLYDE, MI 48049-3909
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2026Deed of Trust, Mortgage · Conventional Mortgage
EVERETT FINANCIAL INC
Jan 11, 2023Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 28, 2023Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
Jul 24, 2020Deed of Trust, Mortgage · FHA Mortgage
AMERIHOME MTG
Apr 30, 2019Warranty Deed, Transfer · FHA Mortgage
CHURCHILL MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 28, 2023
Deed SaleFeb 28, 2023
Prior SaleApr 30, 2019 · Amount on Record
Deed Document Number20233209
Deed Book / Page5601 / 317
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Recording DateJun 18, 2026
Property Address3518 LIGHTLE RD, CLYDE, MI 48049-3909
Document Number0000012362
Book / Page5935 / 240
Instrument DateJun 17, 2026
Instrument202612362
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address8681 RYNN RD, KENOCKEE, MI 48006-4130

Mortgage

Document Number0000012362,
DateJun 18, 2026
Book Page5935/240
Instrument202612362
Lender
NameEVERETT FINANCIAL INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.51%
Initial TypeFixed Rate
Max Rate-1%

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address3518 LIGHTLE RD, CLYDE, MI 48049-3909
Transaction TypeMortgage
Record UpdatedJan 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address24303 EASTWOOD VILLAGE DR, CLINTON TWP, MI 48035-5812

Mortgage

Document Number0005591175
DateJan 11, 2023
Book Page5591/175
Instrument2023000568
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2053

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateFeb 28, 2023
Property Address3518 LIGHTLE RD, CLYDE, MI 48049-3909
Document Number0005601317
Book / Page5601 / 317
Instrument DateJan 19, 2023
Instrument2023003209
Transaction TypeTransfer
Record UpdatedMar 17, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
Tax$1,852.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3518 LIGHTLE RD, CLYDE, MI 48049-3909

Transferred To (Grantee/Buyer)

NameVerified Name
Address3518 LIGHTLE RD, CLYDE, MI 48049-3909

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address3518 LIGHTLE RD, CLYDE, MI 48049-3909
Document Number0052360135
Instrument DateJul 24, 2020
Transaction TypeMortgage
Record UpdatedSep 16, 2020
Title CompanyORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3518 LIGHTLE RD CLYDE MI 480493909, CLYDE, MI 48049-3909

Mortgage

Document Number0052360135
DateSep 04, 2020
Book Page005236/000135
Lender
NameAMERIHOME MTG
TypeMortgage Company
AddressTHOUSAND OAKS, CA 91362
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 03, 2050

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateApr 30, 2019
Property Address3518 LIGHTLE RD, CLYDE, MI 48049-3909
Document Number0050510585
Book / Page005051 / 000585
Instrument DateApr 16, 2019
Transaction TypeTransfer
Record UpdatedMay 16, 2019
Title CompanyLIBERTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,526.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4902 WALKER RD CLYDE MI 480493932, CLYDE, MI 48049-3932

Mortgage

Document Number50510587
DateApr 30, 2019
Book Page005051/000587
Lender
NameCHURCHILL MTG
TypeMortgage Company
AddressBRENTWOOD, TN 37027
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 29, 2049

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionClyde Township
Unified School DistrictPort Huron Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,444.00 (-25.28%) Homeowner's exemption$141,200 (+17.76%)
2024$3,271.00 (+65.7%)$282,400 (+17.76%)
2023$119,900
2022$1,974.00$239,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476331002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskLow
above 5% of the US · above 11% of Michigan
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Lightle Rd

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