3518 Kipling Cir, Howell, MI 48843 Property Records

Livingston County property record for 3518 Kipling Cir, Howell, MI 48843 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,771 sqft · built 1998
Lot Size	1.26 acres (55,036 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Apr 2019)
Tax Bill	$6,033 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-19-302-026`

Property Details

APN / Parcel Number

Primary APN	`11-19-302-026`
Alternative APN	`471119302026`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,771 sqft Living Area
1st Floor Area	1,725 sqft
Basement Area	1,422 sqft
Unfinished Basement	1,422 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	55,036 sqft (1.26 acres)
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3518 KIPLING CIR
City	HOWELL
State	MI
Zip	48843-7462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 19 T2N R5E NOVEL ESTATES LOT 26
Legal Range	05E
Legal Township	02N
Legal Section	19
Legal Subdivision	NOVEL ESTATES
Legal Tract	742500
Legal Lot Number	26
Jurisdiction	LIVINGSTON MI
Township / Civil Division	GENOA
Census Block Group	1
Census Block	1015
Census Tract	742500

Owner

Source: Livingston County records · APN 11-19-302-026

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3518 KIPLING CIR, HOWELL, MI 48843-7462
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage AMERIFIRST FINANCIAL
Aug 22, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 03, 2022	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Feb 19, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 24, 2019 · Amount on Record
Deed Sale	Apr 24, 2019 · Amount on Record
Deed Document Number	20199802
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	3518 KIPLING CIR, HOWELL, MI 48843-7462
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009803
Date	Apr 24, 2019
Instrument	2019R-009803

Lender

Name	AMERIFIRST FINANCIAL

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	3518 KIPLING CIR, HOWELL, MI 48843-7462
Transaction Type	Mortgage
Record Updated	Sep 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3518 KIPLING CIR, HOWELL, MI 48843-7462

Mortgage

Document Number	0000022830
Date	Aug 22, 2022
Instrument	2022R-022830

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Jul 09, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	3518 KIPLING CIR, HOWELL, MI 48843-7462
Transaction Type	Mortgage
Record Updated	Jan 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35L8 KIPLING CIR, HOWELL, MI 48843

Mortgage

Document Number	0000000167
Date	Jan 03, 2022
Instrument	2022R-000167

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	3518 KIPLING CIR, HOWELL, MI 48843-7462
Document Number	0000005812
Instrument Date	Feb 19, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3518 KIPLING CIR HOWELL MI 488437462, HOWELL, MI 48843-7462

Mortgage

Document Number	0000005812
Date	Feb 25, 2020
Instrument	5812

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2050

Tax Assessment & Valuation

Source: Livingston County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Genoa Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,100 (+18.22%)	$528,200 (+18.22%)
2025	$6,033.00 (+49.63%)
2023		$223,400
2021			$446,800
2019	$4,032.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Livingston County (26093C), updated September 17, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 44 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Surf Air Wireless, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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