3518 Howdy Ct, Cincinnati, OH 45239 Property Records

Hamilton County property record for 3518 Howdy Ct, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,855 sqft · built 1956
Lot Size	0.244 acres (10,629 sqft)
Owner	Individual Name on File
Tax Bill	$2,601 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`510-0091-0273-00`

Property Details

APN / Parcel Number

Primary APN	`510-0091-0273-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,855 sqft Living Area
Gross Area	2,750 sqft
1st Floor Area	1,255 sqft
Basement Area	1,255 sqft
Finished Basement	600 sqft
Unfinished Basement	655 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	10,629 sqft (0.244 acres)
Lot Dimensions	119 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	52 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3518 HOWDY CT
City	CINCINNATI
State	OH
Zip	45239-3820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOWDY CT 55 X 119.09 IRR PT LOT 14 WHITE OAK MEADOW BLK E
Legal Subdivision	WHITE OAK MEADOW
Legal Block	E
Legal Lot Number	14
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	6
Census Block	6001
Census Tract	20701

Owner

Source: Hamilton County records · APN 510-0091-0273-00

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3520 HOWDY CT, CINCINNATI, OH 45239-3820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Aug 15, 2007
Transfer Doc	0000000322
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3518 HOWDY CT, CINCINNATI, OH 45239-3820
Document Number	0000061213
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3518 HOWDY CT CINCINNATI OH 452393820, CINCINNATI, OH 45239-3820

Mortgage

Document Number	0000061213
Date	Jul 29, 2019
Book Page	013968/000674
Instrument	61213

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,601.00 (+7.61%) Homeowner's exemption	$55,213 (-) Land $11,165 Building $44,048	$157,750 (-) Land $31,900 Building $125,850
2024	$2,417.00 (-2.34%) Homeowner's exemption	$55,213 (-) Land $11,165 Building $44,048
2023	$2,475.00 (+23.75%) Homeowner's exemption	$55,213 (+41.29%) Land $11,165 Building $44,048	$157,750 (+41.29%) Land $31,900 Building $125,850
2022	$2,000.00 Homeowner's exemption	$39,078 Land $11,067 Building $28,011
2020			$111,650 Land $31,620 Building $80,030

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 22, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 515 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.