Rutherford County property record for 3518 Florence Rd, Murfreesboro, TN 37129
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,100 sqft · built 2003 |
| Lot Size | 0.466 acres (20,318 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,257 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 071D-A-063.00-000 |
| Primary APN | 071D-A-063.00-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,100 sqft Living Area |
| 1st Floor Area | 1,100 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 20,318 sqft (0.466 acres) |
| Lot Dimensions | 143 ft deep x 132 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Driveway | Driveway |
| Porch | Slab |
| Porch Area | 64 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | R0042091 |
|---|---|
| Street Address | 3518 FLORENCE RD |
| City | MURFREESBORO |
| State | TN |
| Zip | 37129-3077 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 CHERRYWOOD ESTATES SEC 1 PB 23 PG 112 132.22 X 143.88 IRR |
| Legal Subdivision | CHERRYWOOD ESTATES SEC 1 |
| Legal Lot Number | 3 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 14 |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 42302 |
3518 Florence Rd is owned and occupied by an individual who acquired it in October 2019.
Source: Rutherford County records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3518 FLORENCE RD, MURFREESBORO, TN 37129-3077 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 4, 2024 | Deed of Trust, Mortgage · Conventional Mortgage US COMMUNITY CU |
| Oct 28, 2019 | Quit Claim Deed, Mortgage · FHA Mortgage M&T BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 2019 |
| Deed Sale | Oct 28, 2019 |
| Prior Sale | Oct 6, 2015 · Amount on File |
| Deed Document Number | 20192237132 |
| Deed Book / Page | 1829 / 1233 |
| Prior Transfer Date | Jul 5, 2019 |
| Prior Transfer Doc | 0018291233 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 3518 FLORENCE RD, MURFREESBORO, TN 37129-3077 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3518 FLORENCE RD, MURFREESBORO, TN 37129-3077 |
| Document Number | 0024252844 |
|---|---|
| Date | Apr 4, 2024 |
| Book Page | 2425/2844 |
| Instrument | 2539097 |
| Name | US COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | NASHVILLE, TN 37214 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Oct 28, 2019 |
| Property Address | 3518 FLORENCE RD, MURFREESBORO, TN 37129-3077 |
| Document Number | RB18291233 |
| Book / Page | 001829 / 001233 |
| Instrument Date | Jul 5, 2019 |
| Instrument | 2237132 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2019 |
| Title Company | WORLDWIDE RECORDING INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3518 FLORENCE RD MURFREESBORO TN 371293077, MURFREESBORO, TN 37129-3077 |
| Document Number | RB18291237 |
|---|---|
| Date | Oct 28, 2019 |
| Book Page | 001829/001237 |
| Instrument | 2237133 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 27, 2049 |
The 2025 property tax bill for 3518 Florence Rd was $1,257.
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Municipality | Murfreesboro City |
| Elementary School District | Murfreesboro City School District (PK - 06) |
| Secondary School District | Rutherford County School District in Murfreesboro (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $84,400 (+25.97%) Land $27,500 Building $56,900 | $337,600 Land $110,000 Building $227,600 | |
| 2025 | $1,257.00 | $67,000 Land $13,750 Building $53,250 | |
| 2023 | $1,895.00 | $67,000 Land $13,750 Building $53,250 | $268,000 (-) Land $55,000 Building $213,000 |
| 2022 | $268,000 Land $55,000 Building $213,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3518 Florence Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 individual policies |
| Nearby Flood Policies | 47 units insured incl. 14 condo units |
| Nearby Flood Claims | 2 (2013–2023) |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3518 Florence Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Communications Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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