3518 Enfield Ave, Elko, NV 89801 Property Records

Elko County property record for 3518 Enfield Ave, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,718 sqft · built 1994
Lot Size	0.214 acres (9,322 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Aug 2025)
Tax Bill	$3,547 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-61F-022`

Property Details

APN / Parcel Number

Primary APN	`001-61F-022`
Alternative APN	`001-610-051`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,718 sqft Living Area
Gross Area	3,244 sqft
Basement Area	1,020 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,322 sqft (0.214 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	36 sqft
Deck Area	242 sqft
Patio Area	216 sqft
Shed	1 Shed
Shed Area	144 sqft
Canopy	528 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3518 ENFIELD AVE
City	ELKO
State	NV
Zip	89801-8479
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	THE PARK UNIT NUMBER 4 FILE 359866 LOCATED IN MDB&M CONT: 9320.00SF
Legal Range	55E
Legal Township	34N
Legal Section	09
Legal Subdivision	THE PARK UNIT NO 4
Legal Block	3
Legal Lot Number	430
Legal Unit	4
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	3
Census Block	3010
Census Tract	950701

Owner

3518 Enfield Ave is owned and occupied by an individual who bought it in August 2025.

Source: Elko County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	3518 ENFIELD AVE, ELKO, NV 89801-8479
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Apr 22, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 11, 2018	Bargain and Sale Deed, Transfer · FHA Mortgage ZB NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2025 · Amount on File
Deed Sale	Aug 26, 2025 · Amount on File
Prior Sale	Jun 11, 2018 · Amount on File
Deed Document Number	2025853904
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	3518 ENFIELD AVE, ELKO, NV 89801-8479
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000799663
Date	Dec 30, 2021
Instrument	799663

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	3518 ENFIELD AVE, ELKO, NV 89801-8479
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000785889
Date	Apr 22, 2021
Instrument	785889

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

June 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Jun 11, 2018
Property Address	3518 ENFIELD AVE, ELKO, NV 89801-8479
Document Number	0000741766
Map Reference	FILE359866
Instrument Date	Apr 30, 2018
Instrument	741766
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1561 HARTMAN PLANTATION CIR, 1561, LEBANON, TN 37090-1419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3518 ENFIELD AVE, ELKO, NV 89801-8479

Mortgage

Document Number	0000741768
Date	Jun 11, 2018
Instrument	741768

Lender

Name	ZB NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 3518 Enfield Ave was $3,547, down 2.2% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,547.00 (-2.23%)	$96,893 (-2.24%) Land $22,400 Building $74,493	$276,837 (-2.24%) Land $64,000 Building $212,837
2025	$3,628.00	$99,111 Land $22,400 Building $76,711	$283,174 Land $64,000 Building $219,174
2023	$3,096.00 (+7.99%)	$89,211 (+13.97%) Land $15,750 Building $73,461	$254,889 (+13.97%) Land $45,000 Building $209,889
2022	$2,867.00	$78,279 Land $15,750 Building $62,529	$223,654 Land $45,000 Building $178,654

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3518 Enfield Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2002 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3518 Enfield Ave is extreme, ranking above 98.2% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.2% of the US · above 93% of Nevada
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CC Communications Broadband Fiber	1,000 / 1,000
Rise Broadband Fixed Wireless	250 / 50
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Anthem Broadband of Nevada, Verizon, Zito Media.

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