3518 Ember Falls Ln, Katy, TX 77449 Property Records

Harris County property record for 3518 Ember Falls Ln, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,654 sqft · built 2015
Lot Size	0.142 acres (6,174 sqft)
Owner	Individual on Record
Last Sale	$191,900 (May 2017)
Tax Bill	$5,909 (2025)
Deeds & Mortgages	Sep 2020 Mortgage May 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`135-764-001-0013`

Property Details

APN / Parcel Number

Primary APN	`135-764-001-0013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,654 sqft Living Area
1st Floor Area	1,654 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Construction Type	Brick
Lot Area	6,174 sqft (0.142 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	177 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1357640010013
Street Address	3518 EMBER FALLS LN
City	KATY
State	TX
Zip	77449-2239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 13 BLK 1 WATERSTONE SEC 12
Legal Subdivision	WATERSTONE SEC 12
Legal Block	1
Legal Lot Number	13
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3018
Census Tract	542901

Owner

Source: Harris County assessment roll, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	3518 EMBER FALLS LN, KATY, TX 77449-2239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC
May 8, 2017	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2017 · Amount on Record
Deed Sale	May 8, 2017 · Amount on Record
Prior Sale	Jun 24, 2015 · Amount on Record
Deed Document Number	2017199038
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	3518 EMBER FALLS LN, KATY, TX 77449-2239
Document Number	0000014906
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3518 EMBER FALLS LN KATY TX 774492239, KATY, TX 77449-2239

Mortgage

Document Number	0000014906
Date	Jan 11, 2021
Instrument	14906

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	May 8, 2017
Property Address	3518 EMBER FALLS LN, KATY, TX 77449-2239
Document Number	0000199038
Instrument Date	May 5, 2017
Instrument	199038
Transaction Type	Transfer
Record Updated	Jul 7, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3518 EMBER FALLS LN KATY TX 774492239, KATY, TX 77449-2239

Mortgage

Document Number	199039
Date	May 8, 2017
Instrument	199039

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2047

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,909.00 (+66.26%) Homeowner's exemption	$286,554 (-6.25%) Land $55,387 Building $231,167	$286,554 (-6.25%) Land $55,387 Building $231,167
2024	$3,554.00 (+18.98%)
2023		$305,660 Land $54,859 Building $250,801	$305,660 Land $54,859 Building $250,801
2022	$2,987.00 (-14.27%)
2020	$3,484.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 117 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	117 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 287 serves 6,864 people · EPA ID TX1013385
Water Source	Purchased groundwater from HARRIS COUNTY MUD 71
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Spectrum, Verizon.

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