3518 Carlene Ln, Stem, NC 27581 Property Records

Granville County property record for 3518 Carlene Ln, Stem, NC 27581

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,425 sqft · built 2007
Lot Size	1.87 acres (81,457 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Dec 2007)
Tax Bill	$3,772 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`087900209813`

Property Details

APN / Parcel Number

Primary APN	`087900209813`
Alternative APNs	`087900 094` `49343301`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,425 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	81,457 sqft (1.87 acres)
Garage Type	Attached
Garage Area	713 sqft
Parking Spaces	2 Parking Spaces
Pool Area	576 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	49343301
Street Address	3518 CARLENE LN
City	STEM
State	NC
Zip	27581-9266
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACS & HOUSE LOT 5
Legal Subdivision	FLETCHERS POINTE
Legal Lot Number	5
Jurisdiction	GRANVILLE NC
Township / Civil Division	TALLY HO
Census Block Group	1
Census Block	1016
Census Tract	970701

Owner

Source: Granville County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3518 CARLENE LN, STEM, NC 27581-9266
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Dec 16, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2007 · Amount on Record
Deed Sale	Dec 19, 2007 · Amount on Record
Deed Book / Page	1245 / 195
Last Transfer Date	Apr 5, 2010
Transfer Doc	1349/575
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	3518 CARLENE LN, STEM, NC 27581-9266
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1822/531
Date	Feb 11, 2021
Book Page	1822/531

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	3518 CARLENE LN, STEM, NC 27581-9266
Transaction Type	Mortgage
Record Updated	Dec 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1756/039
Date	Dec 16, 2019
Book Page	1756/039

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Granville County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$530,988 (-) Land $66,500 Building $464,488
2025	$3,772.00 (+16.78%)	$530,988 (+51.71%) Land $66,500 Building $464,488	$530,988 (-) Land $66,500 Building $464,488
2024			$530,988 (+51.71%) Land $66,500 Building $464,488
2023	$3,230.00 (+0.62%)	$349,992 (-) Land $45,000 Building $304,992	$349,992 (-) Land $45,000 Building $304,992
2022	$3,210.00	$349,992 Land $45,000 Building $304,992	$349,992 Land $45,000 Building $304,992

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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