3518 Black Bear Run, Overgaard, AZ 85933 Property Records

Navajo County property record for 3518 Black Bear Run, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	600 sqft · built 1984
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$258,750 (Jun 2025)
Tax Bill	$472 (2025)
Deeds & Mortgages	Dec 2021 Sale Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`206-13-119A`

Property Details

APN / Parcel Number

Primary APN	`206-13-119A`

Interior

Stories	1 Story
Building Area	600 sqft Living Area
1st Floor Area	600 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	A-Frame
Exterior Material	Combination
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Detached
Garage Area	180 sqft
Deck Area	Deck Area
Patio Area	243 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	3518 BLACK BEAR RUN
City	OVERGAARD
State	AZ
Zip	85933-3278
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-10
Legal Description	TIMBERLAKE PINES UNIT #5:LOTS 119 & 118 OUT OF 206-13-118 & 119
Legal Range	17E
Legal Township	12N
Legal Section	19
Legal Subdivision	TIMBERLAKE PINES UNIT #5
Legal Lot Number	118-1
Legal Unit	5
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1078
Census Tract	964201

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10455 E VIA LINDA, 178, SCOTTSDALE, AZ 85258-9208
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Warranty Deed, Transfer PEOPLES TITLES INC, PIONEER TITLE AGENY INC
Feb 19, 2019	Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2025 · Amount on Record
Deed Sale	Jun 26, 2025 · Amount on Record
Prior Sale	Aug 8, 2024 · Amount on Record
Deed Document Number	20258878
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Dec 14, 2021
Property Address	3518 BLACK BEAR RUN, OVERGAARD, AZ 85933-3278
Document Number	0000027959
Map Reference	MB 10 PG 7
Instrument Date	Nov 30, 2021
Instrument	2021-27959
Transaction Type	Transfer
Record Updated	Jul 5, 2022
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENY INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1440 COLUMBIA ST APT 1312, 1440, SAN DIEGO, CA 92101-3474

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10661 E FANFOL LN, SCOTTSDALE, AZ 85258-6081

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Feb 19, 2019
Property Address	3518 BLACK BEAR RUN, OVERGAARD, AZ 85933-3278
Document Number	0000002169
Map Reference	MB 10 PG 7
Instrument Date	Nov 2, 2018
Instrument	2019-02169
Transaction Type	Transfer
Record Updated	Jul 5, 2022
Title Company	LAWYERS TITLE SHOW LOW TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10661 E FANFOL LN, 10661, SCOTTSDALE, AZ 85258-6081

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3395 MICHELSON DR APT 2572, 2572, IRVINE, CA 92612-4474

Mortgage

Document Number	0000002170
Date	Feb 19, 2019
Instrument	2019-02170

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$155,023 (+74.01%) Land $23,213 Building $131,810
2025	$472.00 (+4.19%)	$8,909 Land $2,276 Building $6,633	$89,091 Land $22,758 Building $66,333
2023	$453.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2002–2008)
Most Recent Claim	Sep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 52% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7

May also be available: Conexon Connect, Sparklight, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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