Lubbock County property record for 3518 78th Dr, Lubbock, TX 79423
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,193 sqft · built 1972 |
| Lot Size | 0.207 acres (9,040 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,651 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R46996 |
| Primary APN | R46996 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,193 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,040 sqft (0.207 acres) |
| Lot Dimensions | 113 ft deep x 80 ft wide |
| Garage Area | 529 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3518 78TH DR |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79423-1220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0038 |
| Legal Description | MELONIE PARK SOUTH L 113 |
| Legal Subdivision | MELONIE PARK SOUTH |
| Legal Lot Number | 1130 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 1904 |
Source: Lubbock County assessment roll, APN R46996, as of August 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3518 78TH DR, LUBBOCK, TX 79423-1220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2023 | Vendor's Lien, Transfer · Conventional Mortgage ALLIANCE CU |
| Nov 10, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 16, 2019 | Vendor's Lien, Transfer · FHA Mortgage PEOPLES BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 19, 2023 |
| Deed Sale | Jan 19, 2023 |
| Prior Sale | Oct 16, 2019 |
| Deed Document Number | 2023-2502 |
| Record Updated | Jun 08, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Jan 19, 2023 |
| Property Address | 3518 78TH DR, LUBBOCK, TX 79423-1220 |
| Document Number | 0000002502 |
| Map Reference | VOL 1262 PG 285 |
| Instrument Date | Jan 19, 2023 |
| Instrument | 2023002502 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Title Company | HUB CITY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3518 78TH DR, LUBBOCK, TX 79423-1220 |
| Document Number | 0000002503 |
|---|---|
| Date | Jan 19, 2023 |
| Instrument | 2023002503 |
| Name | ALLIANCE CU |
|---|---|
| Type | Credit Union |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 3518 78TH DR, LUBBOCK, TX 79423-1220 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000050700 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 2020050700 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Jan 01, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Oct 16, 2019 |
| Property Address | 3518 78TH DR, LUBBOCK, TX 79423-1220 |
| Document Number | 0000040344 |
| Map Reference | VOL 1262 PG 285 |
| Instrument Date | Oct 14, 2019 |
| Instrument | 2019040344 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | HUB CITY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3518 78TH DR, LUBBOCK, TX 79423-1220 |
| Investor | Possibly a Property Investor |
| Document Number | 0000040345 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 2019040345 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
Source: Lubbock County assessment roll as of August 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,651.00 (+2.08%) Homeowner's exemption | $319,378 (+12.38%) Land $25,600 Building $293,778 | $319,378 (+12.38%) Land $25,600 Building $293,778 |
| 2024 | $5,536.00 (+27%) | ||
| 2023 | $4,359.00 (-13.77%) Homeowner's exemption | $284,206 Land $25,600 Building $258,606 | $284,206 Land $25,600 Building $258,606 |
| 2022 | $5,055.00 |
Source: FEMA National Flood Hazard Layer, Lubbock County (48303C), as of October 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483030019041, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1999) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 1999 · tidal / storm surge |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 338 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Optimum Communications Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| JAB Wireless Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system TX1520002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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