35176 Welcome Ln, Callahan, FL 32011 Property Records

Nassau County property record for 35176 Welcome Ln, Callahan, FL 32011

Property Summary

Property Type	Single Family Home
Details	7 bd · 4 ba · 4,512 sqft · built 1978
Lot Size	6.27 acres (273,121 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Apr 2004)
Tax Bill	$3,462 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Feb 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23-2N-24-0000-0002-0100`

Property Details

APN / Parcel Number

Primary APN	`23-2N-24-0000-0002-0100`

Interior

Bedrooms	7 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	4,512 sqft Living Area
Gross Area	5,352 sqft
1st Floor Area	4,512 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1993
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	273,121 sqft (6.27 acres)
Garage Type	Attached
Garage Area	840 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	856 sqft
Deck Area	1,025 sqft
Gazebo	Gazebo
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	35176 WELCOME LN
City	CALLAHAN
State	FL
Zip	32011-3143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	PT OF NW1/4 IN OR 1225/707
Legal Range	24E
Legal Township	02N
Legal Section	23
Legal Block	100
Legal Lot Number	2
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	2
Census Block	2000
Census Tract	50507

Owner

35176 Welcome Ln is owned and occupied by two individuals who bought it in April 2004.

Source: Nassau County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	35176 WELCOME LN, CALLAHAN, FL 32011-3143
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 13, 2018	Deed of Trust, Mortgage · VA Mortgage CBC NATIONAL BANK
Nov 23, 2020	Deed of Trust, Mortgage · VA Mortgage ACCELERATE MTG LLC
Feb 10, 2020	Deed of Trust, Mortgage · VA Mortgage ACCELERATE MTG LLC
May 23, 2019	Deed of Trust, Mortgage · VA Mortgage ACCELERATE MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2004 · Amount on File
Deed Sale	Apr 26, 2004 · Amount on File
Deed Document Number	200414514
Deed Book / Page	1225 / 707
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	35176 WELCOME LN, CALLAHAN, FL 32011-3143
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35176 WELCOME LN, CALLAHAN, FL 32011-3143

Mortgage

Document Number	0028570082
Date	Mar 30, 2026
Book Page	2857/82
Instrument	202645009189

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 16, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	35176 WELCOME LN, CALLAHAN, FL 32011-3143
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021761089
Date	Feb 13, 2018
Book Page	2176/1089
Instrument	201804476

Lender

Name	CBC NATIONAL BANK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	35176 WELCOME LN, CALLAHAN, FL 32011-3143
Document Number	0024140489
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Jan 4, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	35176 WELCOME LN CALLAHAN FL 320113143, CALLAHAN, FL 32011-3143

Mortgage

Document Number	0024140489
Date	Dec 8, 2020
Book Page	002414/000489
Instrument	45039563

Lender

Name	ACCELERATE MTG LLC
Address	NEWARK, DE 19713

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 7, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	35176 WELCOME LN, CALLAHAN, FL 32011-3143
Document Number	0023560143
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	35176 WELCOME LN CALLAHAN FL 320113143, CALLAHAN, FL 32011-3143

Mortgage

Document Number	0023560143
Date	Apr 22, 2020
Book Page	002356/000143
Instrument	45012279

Lender

Name	ACCELERATE MTG LLC
Address	NEWARK, DE 19713

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 21, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	35176 WELCOME LN, CALLAHAN, FL 32011-3143
Document Number	0022841506
Instrument Date	May 23, 2019
Transaction Type	Mortgage
Record Updated	Jul 18, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	35176 WELCOME LN CALLAHAN FL 320113143, CALLAHAN, FL 32011-3143

Mortgage

Document Number	0022841506
Date	Jun 25, 2019
Book Page	002284/001506
Instrument	45020104

Lender

Name	ACCELERATE MTG LLC
Address	NEWARK, DE 19713

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 35176 Welcome Ln was $3,462 with a homeowner's exemption, up 1.4% from the year before.

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,462.00 (+1.41%) Homeowner's exemption	$265,870 (+2.9%)	$575,003 (+8.02%) Land $122,265 Building $452,738
2024	$3,414.00 (+1.4%) Homeowner's exemption	$258,377 (+3%)	$532,317 (+3.46%) Land $100,320 Building $431,997
2023	$3,367.00 (+10.39%) Homeowner's exemption	$250,851 (+2.98%)	$514,511 (+16.45%) Land $100,320 Building $414,191
2022	$3,050.00 Homeowner's exemption	$243,585	$441,844 Land $62,700 Building $379,144

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35176 Welcome Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35176 Welcome Ln is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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