3517 Willow Spring, Lexington, KY 40509 Property Records

Lexington-Fayette Urban County property record for 3517 Willow Spring, Lexington, KY 40509

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,327 sqft · built 1990
Lot Size	0.178 acres (7,771 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Aug 2023)
Tax Bill	$5,291 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
APN	`20090030`

Property Details

APN / Parcel Number

Primary APN	`20090030`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,327 sqft Living Area
Basement Area	1,156 sqft
Finished Basement	576 sqft
Unfinished Basement	1,156 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	7,771 sqft (0.178 acres)
Lot Width	65 ft Width
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	185 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3517 WILLOW SPG
City	LEXINGTON
State	KY
Zip	40509-2030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1D
Legal Description	H-616 AUTUMN RIDGE LOT B; BOOK: 2039 PAGE: 341
Legal Subdivision	AUTUMN RIDGE
Legal Block	B
Legal Lot Number	15
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE NORTHEAST
Census Block Group	2
Census Block	2013
Census Tract	3906

Owner

3517 Willow Spring is owned and occupied by two individuals who bought it in August 2023.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3517 WILLOW SPG, LEXINGTON, KY 40509-2030
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2023 · Amount on File
Deed Sale	Aug 23, 2023 · Amount on File
Deed Document Number	202386
Deed Book / Page	4033 / 202
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE KY
Recording Date	Aug 23, 2023
Property Address	3517 WILLOW SPG, LEXINGTON, KY 40509-2030
Document Number	DB4033/202
Book / Page	DB 4033 / 202
Map Reference	CAB H SL 616
Instrument Date	Aug 14, 2023
Instrument	202308230086
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	RAINBOW TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	853 KINGSBURY RD, LEXINGTON, KY 40509-4403

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3517 WILLOW SPG, LEXINGTON, KY 40509-2030

Mortgage

Document Number	202308230087
Date	Aug 23, 2023
Instrument	202308230087

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 3517 Willow Spring was $5,291, up 1.9% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,291.00 (+1.89%)	$420,000 (-)	$420,000 (-)
2025	$5,193.00	$420,000	$420,000
2023	$3,738.00 (+52.76%) Homeowner's exemption	$348,700 (+50.24%)	$348,700 (+50.24%)
2022	$2,447.00 Homeowner's exemption	$232,100	$232,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3517 Willow Spring; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3517 Willow Spring is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	300 / 20