Christian County property record for 3517 N Ledgestone Dr, Ozark, MO 65721
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,774 sqft · built 2014 |
| Lot Size | 0.266 acres (11,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $244,000 (Oct 2014) |
| Deeds & Mortgages | Apr 2021 Line of Credit Jan 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-0.1-11-3-5-3 |
| Primary APN | 11-0.1-11-3-5-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,774 sqft |
| 1st Floor Area | 1,774 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Prefabricated |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Plywood |
| Lot Area | 11,600 sqft (0.266 acres) |
| Lot Dimensions | 145 ft deep x 80 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Street Address | 3517 N LEDGESTONE DR |
|---|---|
| City | OZARK |
| State | MO |
| Zip | 65721-8006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 67 THE VILLAGES AT HILLSTONE |
| Legal Range | 21 |
| Legal Township | 27 |
| Legal Section | 11 |
| Legal Subdivision | 755 VILLAGE HILLSTONE |
| Legal Lot Number | 67 |
| Jurisdiction | CHRISTIAN MO |
| Township / Civil Division | RIVERSIDE |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 20310 |
Source: Christian County records, as of January 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3517 N LEDGESTONE DR, OZARK, MO 65721-8006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2021 | Deed of Trust, Mortgage · Line of Credit GREAT SOUTHERN BANK |
| Jan 3, 2019 | Deed of Trust, Mortgage · ARM GREAT SOUTHERN BANK |
| Dec 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GREAT SOUTHERN BANK |
| Jun 10, 2019 | Loan Modification, Mortgage GREAT STHRN BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2014 · Amount on File |
| Deed Sale | Oct 20, 2014 · Amount on File |
| Deed Document Number | 2014011461 |
| Deed Book / Page | 2014 / 11461 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 3517 N LEDGESTONE DR, OZARK, MO 65721-8006 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0202107231 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 2021/7231 |
| Instrument | 2021L07282 |
| Name | GREAT SOUTHERN BANK |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, MO 65804 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 3517 N LEDGESTONE DR, OZARK, MO 65721-8006 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0201900070 |
|---|---|
| Date | Jan 3, 2019 |
| Book Page | 2019/00070 |
| Instrument | 2019L00073 |
| Name | GREAT SOUTHERN BANK |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, MO 65801 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.2% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 6.2% |
| Index | 1-Year LIBOR |
| Max Rate | 9.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 3517 N LEDGESTONE DR, OZARK, MO 65721-8006 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0202020840 |
|---|---|
| Date | Dec 9, 2020 |
| Book Page | 2020/20840 |
| Instrument | 2020L21035 |
| Name | GREAT SOUTHERN BANK |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, MO 65801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 3517 N LEDGESTONE DR, OZARK, MO 65721-8006 |
| Document Number | 0201909886 |
| Instrument Date | Jun 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3517 N LEDGESTONE DR OZARK MO 657218006, OZARK, MO 65721-8006 |
| Document Number | 0201909886 |
|---|---|
| Date | Aug 2, 2019 |
| Book Page | 002019/009886 |
| Instrument | 9991 |
| Name | GREAT STHRN BK |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, MO 65804 |
| Amount | Amount on Record |
|---|
| Rate Type | Adjustable Rate |
|---|
Source: Christian County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Christian County |
| Municipality | Ozark City |
| Unified School District | Ozark R-VI School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $61,600 (+11.15%) | $324,200 (+11.14%) Land $40,000 Building $284,200 |
| 2023 | $55,420 | $291,700 Land $40,000 Building $251,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (2008–2025) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | May 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 52% of Missouri |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OZARK PWS serves 23,248 people · EPA ID MO5010619 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2022 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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