3517 Fectos Rd, Tower, MN 55790 Property Records

St. Louis County property record for 3517 Fectos Rd, Tower, MN 55790

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,740 sqft · built 2006
Lot Size	5.01 acres (218,424 sqft)
Owner	Individual Name on File
Last Sale	$269,900 (Jun 2017)
Tax Bill	$2,742 (2026)
Deeds & Mortgages	May 2020 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`387-0324-00030`

Property Details

APN / Parcel Number

Primary APN	`387-0324-00030`
Alternative APN	`1032016`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,740 sqft Gross Area
1st Floor Area	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	218,424 sqft (5.01 acres)
Garage Type	Mixed
Garage Area	660 sqft
Deck Area	48 sqft
Pole Barn	1,620 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1032016
Street Address	3517 FECTOS RD
City	TOWER
State	MN
Zip	55790-8165
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT C SERIAL #
Legal Subdivision	REGISTERED LAND SURVEY NO 57
Legal Tract	C
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1334
Census Tract	15502

Owner

Source: St. Louis County records · APN 387-0324-00030

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3517 FECTOS RD, TOWER, MN 55790-8165
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG
Jul 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage HIBBING COOPERATIVE CU
Jun 13, 2017	Grant Deed, Transfer · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 13, 2017 · Amount on Record
Deed Sale	Jun 13, 2017 · Amount on Record
Prior Sale	Apr 22, 2005 · Amount on Record
Deed Document Number	2017985931
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3517 FECTOS RD, TOWER, MN 55790-8165
Document Number	00T1023955
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3517 FECTOS RD TOWER MN 557908165, TOWER, MN 55790-8165

Mortgage

Document Number	00T1023955
Date	Jun 02, 2020
Instrument	T1023955

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 01, 2040

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3517 FECTOS RD, TOWER, MN 55790-8165
Document Number	00A1000714
Instrument Date	Jul 16, 2018
Transaction Type	Mortgage
Record Updated	Aug 09, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	00A1000714
Date	Jul 27, 2018
Instrument	A1000714

Lender

Name	HIBBING COOPERATIVE CU
Type	Credit Union
Address	HIBBING, MN 55746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 26, 2028

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 13, 2017
Property Address	3517 FECTOS RD, TOWER, MN 55790-8165
Document Number	000T985931
Instrument Date	Apr 03, 2017
Instrument	T985931
Transaction Type	Transfer
Record Updated	Jun 27, 2017
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$890.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3517 FECTOS RD TOWER MN 557908165, TOWER, MN 55790-8165

Mortgage

Document Number	T985932
Date	Jun 13, 2017
Instrument	T985932

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2047

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,742.00 (+12.84%) Homeowner's exemption
2025	$2,430.00 (+1.17%) Homeowner's exemption	$392,700 (+7.27%) Land $45,700 Building $347,000	$392,700 (+7.27%) Land $45,700 Building $347,000
2024	$2,402.00	$366,100 (+23.31%) Land $45,700 Building $320,400	$366,100 (+23.31%) Land $45,700 Building $320,400
2022		$296,900 Land $41,300 Building $255,600	$296,900 Land $41,300 Building $255,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), as of March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370155021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	90 / 5

May also be available: Consolidated Telephone Company.

Based on FCC filings for 30 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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