3517 Conine Dr E, Winter Haven, FL 33881 Property Records

Polk County property record for 3517 Conine Dr E, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,374 sqft · built 1974
Lot Size	0.52 acres (22,660 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (May 2017)
Tax Bill	$3,087 (2025)
Deeds & Mortgages	Apr 2020 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-28-09-529600-000290`

Property Details

APN / Parcel Number

Primary APN	`26-28-09-529600-000290`
Alternative APNs	`092826529600000290` `92826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,374 sqft Living Area
Gross Area	2,815 sqft
1st Floor Area	2,374 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	22,660 sqft (0.52 acres)
Lot Dimensions	215 ft deep x 97 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	144 sqft
Shed	1 Shed
Utility Building	140 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	3517 CONINE DR E
City	WINTER HAVEN
State	FL
Zip	33881-9634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ROCHELLE GARDENS PB 38 PG 49 LOT 29
Legal Range	26E
Legal Township	28S
Legal Section	09
Legal Subdivision	ROCHELLE GARDENS
Legal Tract	529600
Legal Block	2
Legal Lot Number	29
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2041
Census Tract	12803

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3517 CONINE DR E, WINTER HAVEN, FL 33881-9634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 10, 2017	Warranty Deed, Transfer · Conventional Mortgage RP FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2017 · Amount on Record
Deed Sale	May 10, 2017 · Amount on Record
Prior Sale	Jul 28, 2016 · Amount on Record
Deed Document Number	201789233
Deed Book / Page	10142 / 2058
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3517 CONINE DR E, WINTER HAVEN, FL 33881-9634
Document Number	0112261726
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3517 CONINE DR E WINTER HAVEN FL 338819634, WINTER HAVEN, FL 33881-9634

Mortgage

Document Number	0112261726
Date	May 6, 2020
Book Page	011226/001726
Instrument	92063

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 10, 2017
Property Address	3517 CONINE DR E, WINTER HAVEN, FL 33881-9634
Document Number	0101422058
Book / Page	010142 / 002058
Instrument Date	Apr 19, 2017
Instrument	89233
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	PARAMOUNT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3517 CONINE DR E WINTER HAVEN FL 338819634, WINTER HAVEN, FL 33881-9634

Mortgage

Document Number	101422060
Date	May 10, 2017
Book Page	010142/002060
Instrument	89234

Lender

Name	RP FNDG
Type	Funding / Finance Company
Address	MAITLAND, FL 32751

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,782 (+2.7%)	$374,028 (+2.59%) Land $74,000 Building $300,028
2025	$3,087.00 (-9.58%) Homeowner's exemption	$273,400 (+5.99%)	$364,581 (+6.33%) Land $74,000 Building $290,581
2023	$3,414.00 (+2.61%) Homeowner's exemption	$257,956 (+3%)	$342,888 (+4.86%) Land $72,000 Building $270,888
2022	$3,327.00 Homeowner's exemption	$250,443	$327,004 Land $60,000 Building $267,004

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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