3517 Cardiff Ave, Cincinnati, OH 45209 Property Records

Hamilton County property record for 3517 Cardiff Ave, Cincinnati, OH 45209

Property Summary

Property Type	Light Industrial
Details	7,573 sqft · built 1920
Lot Size	0.303 acres (13,199 sqft)
Owner	Company Name on File
Last Sale	$100,000 (Oct 2013)
Tax Bill	$5,781 (2023)
Deeds & Mortgages	Jan 2020 Mortgage Jan 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`051-0004-0037-00`

Property Details

APN / Parcel Number

Primary APN	`051-0004-0037-00`

Interior

Total Rooms	4 Rooms
Stories	1 Story
Building Area	7,573 sqft

Exterior

Year Built	Built 1920
Lot Area	13,199 sqft (0.303 acres)
Lot Dimensions	133 ft deep x 100 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3517 CARDIFF AVE
City	CINCINNATI
State	OH
Zip	45209-1319
Property Category	Industrial
Property Type	Industrial > Light Industrial
Legal Description	3517 CARDIFF AVE 100 X 133 IRR LOTS 36-37 MILLS-KLINES 2ND SUB PARS 37-38 CONS
Legal Subdivision	MILLS & KLINE
Legal Lot Number	36-37 37
Jurisdiction	HAMILTON OH
Census Block Group	2
Census Block	2000
Census Tract	5302

Owner

3517 Cardiff Ave, an industrial property, is owned by a company that bought it in October 2013.

Source: Hamilton County records, as of March 28, 2024

Owner of Record	Company Name on File
Mailing Address	2250 SEYMOUR AVE, CINCINNATI, OH 45212-1106
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2020	Deed of Trust, Mortgage STOCKYARD BK&TR
Jan 19, 2019	Loan Modification, Mortgage STOCKYARD BK&TR
Jan 19, 2018	Deed of Trust, Mortgage · Line of Credit STOCKYARD BK&TR
Jan 29, 2018	Trustee's Deed, Construction Loan · Line of Credit STOCKYARD BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2013 · Amount on File
Deed Sale	Oct 7, 2013 · Amount on File
Prior Sale	Nov 17, 2011
Deed Document Number	299111
Deed Book / Page	012433 / 000432
Record Updated	Jun 7, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3517 CARDIFF AVE, CINCINNATI, OH 45209-1319
Document Number	0000018005
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3517 CARDIFF AVE CINCINNATI OH 452091319, CINCINNATI, OH 45209-1319

Mortgage

Document Number	0000018005
Date	Feb 24, 2020
Book Page	014110/000483
Instrument	18005

Lender

Name	STOCKYARD BK&TR
Type	Bank
Address	LOUISVILLE, KY 40232-2890

Agreement

Amount	Amount on Record
Term	60 Months
Due	Feb 23, 2025

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	3517 CARDIFF AVE, CINCINNATI, OH 45209-1319
Document Number	0000007421
Instrument Date	Jan 19, 2019
Transaction Type	Mortgage
Record Updated	Mar 22, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3517 CARDIFF AVE CINCINNATI OH 452091319, CINCINNATI, OH 45209-1319

Mortgage

Document Number	0000007421
Date	Jan 29, 2019
Book Page	013842/001492
Instrument	7421

Lender

Name	STOCKYARD BK&TR
Type	Bank
Address	1040 E MAIN ST, LOUISVILLE, KY 40206-1856

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jan 28, 2020

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3517 CARDIFF AVE, CINCINNATI, OH 45209-1319
Document Number	0000008232
Instrument Date	Jan 19, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3517 CARDIFF AVE CINCINNATI OH 452091319, CINCINNATI, OH 45209-1319

Mortgage

Document Number	0000008232
Date	Jan 29, 2018
Book Page	013592/002010
Instrument	8232

Lender

Name	STOCKYARD BK&TR
Type	Bank
Address	LOUISVILLE, KY 40232-2890

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jan 28, 2023

Interest

Rate Type	Adjustable Rate

January 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 29, 2018
Property Address	3517 CARDIFF AVE, CINCINNATI, OH 45209-1319
Book / Page	013593 / 002040
Instrument Date	Jan 19, 2018
Instrument	8234
Transaction Type	Construction Loan
Record Updated	Mar 9, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3517 CARDIFF AVE CINCINNATI OH 452091319, CINCINNATI, OH 45209-1319

Mortgage

Document Number	0000008234
Date	Jan 29, 2018
Book Page	013593/002040
Instrument	8234

Lender

Name	STOCKYARD BK&TR
Type	Bank
Address	LOUISVILLE, KY 40232-2890

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jan 28, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,781.00 (+63.54%)	$70,048 (+81.09%) Land $38,482 Building $31,566	$200,140 Land $109,950 Building $90,190
2022	$3,535.00	$38,682 Land $32,046 Building $6,636
2020			$110,520 Land $91,560 Building $18,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3517 Cardiff Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1997)
Most Recent Claim	Jun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3517 Cardiff Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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