3516 Wynstone Dr, Sebring, FL 33875 Property Records

Highlands County property record for 3516 Wynstone Dr, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,056 sqft · built 1991
Lot Size	0.184 acres (8,030 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Jun 2023)
Tax Bill	$384 (2024)
Deeds & Mortgages	Dec 2025 Transfer Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C095801400000530`

Property Details

APN / Parcel Number

Primary APN	`C095801400000530`
Alternative APN	`C-09-35-28-014-0000-0530`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,056 sqft Living Area
1st Floor Area	1,710 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1999
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,030 sqft (0.184 acres)
Garage Type	Finished
Garage Area	462 sqft
Driveway	Driveway
Driveway Area	688 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C095801400000530
Street Address	3516 WYNSTONE DR
City	SEBRING
State	FL
Zip	33875-4751
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3FUD
Legal Description	PRAIRIE OAKS VILLAGE PB 15 PG 88 LOT 53-LESS PORT IN SW COR
Legal Range	28E
Legal Township	35S
Legal Section	09
Legal Subdivision	PRAIRIE OAKS VILLAGE
Legal Lot Number	53
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3026
Census Tract	961301

Owner

Source: Highlands County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3516 WYNSTONE DR, SEBRING, FL 33875-4751
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jun 9, 2023	Warranty Deed, Transfer · VA Mortgage LEADER ONE FINANCIAL CORP
Nov 17, 2020	Deed of Trust, Mortgage · Line of Credit CENTERSTATE BANK NA
Dec 7, 2018	Warranty Deed, Transfer · FHA Mortgage CENTERSTATE BANK OF FLORIDA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2023 · Amount on Record
Deed Sale	Jun 9, 2023 · Amount on Record
Prior Sale	Jun 9, 2023 · Amount on Record
Deed Document Number	0002155328
Deed Book / Page	2980 / 937
Last Transfer Date	Dec 16, 2025
Transfer Doc	0002291810
Record Updated	Jun 8, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 16, 2025
Property Address	3516 WYNSTONE DR, SEBRING, FL 33875-4751
Document Number	0002291810
Book / Page	3162 / 1556
Map Reference	MB 15 PG 88
Instrument Date	Dec 9, 2025
Instrument	2291810
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3516 WYIISTONE DRIVE, SEBRING, FL 33875

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3516 WYNSTONE DR, SEBRING, FL 33875-4751

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 9, 2023
Property Address	3516 WYNSTONE DR, SEBRING, FL 33875-4751
Document Number	0002155328
Book / Page	2980 / 937
Map Reference	MB 15 PG 88
Instrument Date	Jun 6, 2023
Instrument	2155328
Transaction Type	Transfer
Record Updated	Jun 23, 2023
Title Company	HEARTLAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6864 FRAKER RD, KNOXVILLE, TN 37918-5225

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3516 WYNSTONE DR, SEBRING, FL 33875-4751

Mortgage

Document Number	0002980939
Date	Jun 9, 2023
Instrument	2980/939

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Mortgage

Document Number	0002155330
Date	Jun 9, 2023
Book Page	2980/954
Instrument	2155330

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	3516 WYNSTONE DR, SEBRING, FL 33875-4751
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3516 WYNSTONE DR, SEBRING, FL 33875-4751

Mortgage

Document Number	0002006889
Date	Nov 17, 2020
Book Page	2784/869
Instrument	2006889

Lender

Name	CENTERSTATE BANK NA
Type	Bank
Address	SEBRING, FL 33870

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 11, 2025

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 7, 2018
Property Address	3516 WYNSTONE DR, SEBRING, FL 33875-4751
Document Number	0001921068
Book / Page	2668 / 0656
Map Reference	MB15 PG88
Instrument Date	Dec 4, 2018
Instrument	1921068
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5003 CEDAR GLENN CT, 5003, VALRICO, FL 33596-8232

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3516 WYNSTONE DR, SEBRING, FL 33875-4751

Mortgage

Document Number	0001921069
Date	Dec 7, 2018
Instrument	1921069

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$249,188 (+6.3%) Land $21,000 Building $228,188	$249,188 (+6.3%) Land $21,000 Building $228,188
2024	$384.00 (-88.09%)
2023	$3,225.00 (+10.41%)	$234,425 (+20.19%) Land $19,000 Building $215,425	$234,425 (+20.19%) Land $19,000 Building $215,425
2022	$2,921.00	$195,052 Land $19,000 Building $176,052	$195,052 Land $19,000 Building $176,052

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 59% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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