3516 W Shell Point Rd, Ruskin, FL 33570 Property Records

Hillsborough County property record for 3516 W Shell Point Rd, Ruskin, FL 33570

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,560 sqft · built 1989
Lot Size	0.32 acres (13,950 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Aug 2015)
Tax Bill	$9,623 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`0316740000`

Property Details

APN / Parcel Number

Primary APN	`0316740000`
Alternative APN	`U02321818S000000000180`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,560 sqft Heated Area
1st Floor Area	1,520 sqft
2nd Floor Area	2,080 sqft
Upper Floors Area	36 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2007
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,950 sqft (0.32 acres)
Lot Dimensions	155 ft deep x 90 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	808 sqft
Deck Area	317 sqft
Patio Area	670 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	0316740000
Street Address	3516 W SHELL POINT RD
City	RUSKIN
State	FL
Zip	33570-3033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	SHELL POINT SUBDIVISION LOT 18 AND THE NELY 1/2 OF LOT 17
Legal Range	18E
Legal Township	32S
Legal Section	02
Legal Subdivision	SHELL POINT SUBDIVISION
Legal Lot Number	18
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	2
Census Block	2035
Census Tract	14121

Owner

Source: Hillsborough County records · APN 0316740000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3516 W SHELL POINT RD, RUSKIN, FL 33570-3033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 24, 2015 · Amount on Record
Deed Sale	Aug 24, 2015 · Amount on Record
Prior Sale	Dec 23, 2013
Deed Document Number	2015330867
Deed Book / Page	23499 / 1763
Record Updated	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	3516 W SHELL POINT RD, RUSKIN, FL 33570-3033
Document Number	0000004787
Instrument Date	Dec 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3516 W SHELL POINT RD RUSKIN FL 335703033, RUSKIN, FL 33570-3033

Mortgage

Document Number	0000004787
Date	Jan 05, 2021
Instrument	4787

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 04, 2051

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,623.00 (+12.04%) Homeowner's exemption	$536,348 (+5.99%)	$926,772 (+7.28%) Land $543,375 Building $383,397
2023	$8,589.00 (+3.53%) Homeowner's exemption	$506,050 (+3%)	$863,875 (+8.4%) Land $496,125 Building $367,750
2022	$8,296.00 Homeowner's exemption	$491,311	$796,936 Land $472,500 Building $324,436

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 872 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,051 units insured incl. 179 condo units
Nearby Flood Claims	223 (1993–2025)
Claims Outside the SFHA	1 of 223
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Helene, Sep 2024 · 207 claims Hurricane Idalia, Aug 2023 · 5 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier.

Based on FCC filings for 57 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TAMPA SUN ESTATES #5 private · serves 87 people
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	HCWRD/SOUTH-CENTRAL
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.