3516 Shady Bend Dr, Independence, MO 64052 Property Records

Jackson County property record for 3516 Shady Bend Dr, Independence, MO 64052

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,363 sqft · built 1960
Lot Size	0.247 acres (10,759 sqft)
Owner	Individual Name on File
Last Sale	$316,074 (Mar 2025)
Tax Bill	$3,659 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`33-320-02-45`

Property Details

APN / Parcel Number

Primary APN	`33-320-02-45`
Alternative APNs	`33-320-02-45-00-0-00-000` `33320024500000001` `878400`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,363 sqft Living Area
1st Floor Area	696 sqft
Basement Area	1,344 sqft
Finished Basement	672 sqft
Unfinished Basement	672 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,759 sqft (0.247 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	192 sqft
Deck Area	224 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	878400
Street Address	3516 SHADY BEND DR
City	INDEPENDENCE
State	MO
Zip	64052-2859
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOW OAKS LOT 5 & S 5 OF LOT 4
Legal Subdivision	MEADOW OAKS
Legal Block	4
Legal Lot Number	5,4
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4010
Census Tract	12100

Owner

3516 Shady Bend Dr is owned and occupied by an individual who bought it in March 2025.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	3516 SHADY BEND DR, INDEPENDENCE, MO 64052-2859
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Aug 4, 2020	Warranty Deed, Transfer · FHA Mortgage COMMUNITY MTG
May 10, 2019	Grant Deed, Transfer · FHA Mortgage FIRST ST BK/ST CHARLES
May 11, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
May 11, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2025 · Amount on File
Deed Sale	Mar 11, 2025 · Amount on File
Prior Sale	Sep 12, 2022
Deed Document Number	202516397
Prior Transfer Date	May 9, 2018
Prior Transfer Doc	0000E41436
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3516 SHADY BEND DR, INDEPENDENCE, MO 64052-2859
Transaction Type	Mortgage
Record Updated	Sep 21, 2022
Title Company	EVERHOUSE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11724 SW 20TH ST, YUKON, OK 73099-7419

Mortgage

Document Number	00E0085957
Date	Sep 16, 2022
Instrument	2022E0085957

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95834

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Aug 4, 2020
Property Address	3516 SHADY BEND DR, INDEPENDENCE, MO 64052-2859
Document Number	0000E67750
Instrument Date	Jul 28, 2020
Instrument	67750E
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3516 SHADY BEND DR INDEPENDENCE MO 640522859, INDEPENDENCE, MO 64052-2859

Mortgage

Document Number	E71769
Date	Aug 4, 2020
Instrument	71769E

Lender

Name	COMMUNITY MTG
Type	Mortgage Company
Address	INDEPENDENCE, MO 64055

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 3, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON MO
Recording Date	May 10, 2019
Property Address	3516 SHADY BEND DR, INDEPENDENCE, MO 64052-2859
Document Number	0000E34404
Instrument Date	May 7, 2019
Instrument	34404E
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3516 SHADY BEND DR INDEPENDENCE MO 640522859, INDEPENDENCE, MO 64052-2859

Mortgage

Document Number	E34507
Date	May 10, 2019
Instrument	34507E

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 9, 2049

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	May 11, 2018
Property Address	3516 SHADY BEND DR, INDEPENDENCE, MO 64052-2859
Document Number	0000E41438
Instrument Date	May 9, 2018
Instrument	41438E
Transaction Type	Transfer
Record Updated	May 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3516 SHADY BEND DR INDEPENDENCE MO 640522859, INDEPENDENCE, MO 64052-2859

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	May 11, 2018
Property Address	3516 SHADY BEND DR, INDEPENDENCE, MO 64052-2859
Document Number	0000E41436
Instrument Date	May 9, 2018
Instrument	41436E
Transaction Type	Transfer
Record Updated	May 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3516 SHADY BEND DR INDEPENDENCE MO 640522859, INDEPENDENCE, MO 64052-2859

Tax Assessment & Valuation

The 2025 property tax bill for 3516 Shady Bend Dr was $3,659, up 4.9% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Raytown C-2 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,462 (-) Land $4,967 Building $39,495	$234,010 (-)
2025	$3,659.00 (+4.93%)	$44,462 Land $4,967 Building $39,495	$234,010
2024	$3,487.00 (+0.46%)
2023	$3,471.00	$43,536 Land $4,100 Building $39,436	$229,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3516 Shady Bend Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3516 Shady Bend Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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