3516 Saint Francis Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 3516 Saint Francis Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,283 sqft · built 1990
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$116,000 (Dec 1997)
Tax Bill	$2,039 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-9.0-32.0-3-001-037.22`

Property Details

APN / Parcel Number

Primary APN	`01-9.0-32.0-3-001-037.22`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,283 sqft Living Area
Gross Area	1,663 sqft
1st Floor Area	1,283 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	133 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	380 sqft
Porch	Open Frame Porch
Porch Area	40 sqft
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3516 SAINT FRANCIS DR
City	ARNOLD
State	MO
Zip	63010-3977
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	ST JOHNS CROSSING 2 LOT 114
Legal Range	6E
Legal Township	43N
Legal Section	31
Legal Subdivision	ST JOHNS CROSSING 2
Legal Block	1
Legal Lot Number	114
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	1
Census Block	1013
Census Tract	700122

Owner

3516 Saint Francis Dr is owned and occupied by two individuals who bought it in December 1997.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3516 SAINT FRANCIS DR, ARNOLD, MO 63010-3977
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Oct 19, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 11, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 1997 · Amount on File
Deed Sale	Dec 30, 1997 · Amount on File
Deed Book / Page	808 / 1799
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3516 SAINT FRANCIS DR, ARNOLD, MO 63010-3977
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3516 SAINT FRANCIS DR, ARNOLD, MO 63010-3977

Mortgage

Document Number	0000020011
Date	Aug 15, 2023
Instrument	2023R-020011

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3516 SAINT FRANCIS DR, ARNOLD, MO 63010-3977
Transaction Type	Mortgage
Record Updated	Nov 1, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3516 SAINT FRANCIS DR, ARNOLD, MO 63010-3977

Mortgage

Document Number	2021R045714
Date	Oct 19, 2021
Instrument	2021R-045714

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	250 Months
Due	Aug 1, 2042

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3516 SAINT FRANCIS DR, ARNOLD, MO 63010-3977
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R025381
Date	Jun 11, 2021
Instrument	2021R-025381

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	254 Months
Due	Aug 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 3516 Saint Francis Dr was $2,039, up 9.6% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,100 (-) Land $4,800 Building $25,300	$158,600 (-) Land $25,300 Building $133,300
2025	$2,039.00 (+9.62%)	$30,100 Land $4,800 Building $25,300	$158,600 (-) Land $25,300 Building $133,300
2024	$1,860.00 (+0.59%)		$158,600 (+13.37%) Land $25,300 Building $133,300
2023	$1,849.00	$26,600 Land $4,800 Building $21,800	$139,900 Land $25,300 Building $114,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3516 Saint Francis Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3516 Saint Francis Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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