3516 Montclair Rd, Cameron Park (Shingle Springs), CA 95682 Property Records

El Dorado County property record for 3516 Montclair Rd, Cameron Park, CA 95682

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,239 sqft · built 1980
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,218 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`082-146-006-000`

Property Details

APN / Parcel Number

Primary APN	`082-146-006-000`
Alternative APNs	`08214606100` `0821460610`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,239 sqft Living Area
1st Floor Area	3,239 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Lot Area	14,810 sqft (0.34 acres)
Terrain	Brushy
Parking Spaces	1 Parking Space
Patio Area	3,239 sqft

Utilities, Heating & Cooling

Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3516 MONTCLAIR RD
City	CAMERON PARK
State	CA
Zip	95682-9079
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 743 CAMERON PK N 2
Legal Subdivision	CAMERON PK N 2
Legal Lot Number	743
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	2
Census Block	2004
Census Tract	30809

Owner

Source: El Dorado County assessment roll, as of August 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3516 MONTCLAIR RD, CAMERON PARK, CA 95682-9079
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Oct 18, 2022	Deed of Trust, Mortgage · Line of Credit AIM CU
Jul 8, 2021	Intrafamily Transfer, Transfer · VA Mortgage QUICKEN LOANS LLC
Oct 14, 2020	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 8, 2021
Deed Sale	Jul 8, 2021
Prior Sale	Dec 20, 2016 · Amount on Record
Deed Document Number	202144702
Prior Transfer Date	Jun 30, 2021
Prior Transfer Doc	0000044702
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3516 MONTCLAIR RD, CAMERON PARK, CA 95682-9079
Transaction Type	Mortgage
Record Updated	Oct 2, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3516 MONTCLAIR RD, CAMERON PARK, CA 95682-9079

Mortgage

Document Number	0000027154
Date	Sep 24, 2025
Instrument	2025-0027154

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3516 MONTCLAIR RD, CAMERON PARK, CA 95682-9079
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3516 MONTCLAIR RD, CAMERON PARK, CA 95682-9079

Mortgage

Document Number	0000040859
Date	Oct 18, 2022
Instrument	2022-0040859

Lender

Name	AIM CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 17, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Jul 8, 2021
Property Address	3516 MONTCLAIR RD, CAMERON PARK, CA 95682-9079
Document Number	0000044702
Map Reference	MB D PG 1
Instrument Date	Jun 30, 2021
Instrument	2021-0044702
Transaction Type	Transfer
Record Updated	Jul 23, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3516 MONTCLAIR RD, CAMERON PARK, CA 95682-9079

Mortgage

Document Number	0000044703
Date	Jul 8, 2021
Instrument	2021-0044703

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3516 MONTCLAIR RD, CAMERON PARK, CA 95682-9079
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3516 MONTCLAIR RD, CAMERON PARK, CA 95682-9079

Mortgage

Document Number	0000057867
Date	Oct 14, 2020
Instrument	2020-0057867

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of August 18, 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Elementary School District	Buckeye Union Elementary School District (KG - 08)
Secondary School District	El Dorado Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,218.00 (+2.3%) Homeowner's exemption	$580,286 (+4.04%) Land $110,252 Building $470,034
2024	$6,078.00 (+1.96%)
2023	$5,961.00 (+1.5%) Homeowner's exemption	$557,755 Land $105,972 Building $451,783
2022	$5,873.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1993–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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