3516 Monclova Dr, Laredo, TX 78046 Property Records

Webb County property record for 3516 Monclova Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,400 sqft · built 2005
Lot Size	0.182 acres (7,926 sqft)
Owner	2 Individual Names on Record
Last Sale	$121,400 (Jun 2018)
Tax Bill	$1,053 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`981-20033-080`

Property Details

APN / Parcel Number

Primary APN	`981-20033-080`
Alternative APN	`240001`

Interior

Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	7,926 sqft (0.182 acres)
Garage Type	Carport
Garage Area	540 sqft
Carport	Carport
Carport Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	56 sqft
Storage Building	63 sqft

Location & Zoning

Street Address	3516 MONCLOVA DR
City	LAREDO
State	TX
Zip	78046-8714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 8 BLK 33 LAS AMERICAS II
Legal Subdivision	LAS AMERICAS
Legal Block	33
Legal Lot Number	8
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	3
Census Block	3005
Census Tract	1823

Owner

Source: Webb County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2631 ANEJO DR, LAREDO, TX 78045-6479
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2018	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Jun 18, 2018	Vendor's Lien, Transfer · FHA Mortgage SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2018 · Amount on Record
Deed Sale	Jun 18, 2018 · Amount on Record
Prior Sale	Jul 3, 2012 · Amount on Record
Deed Document Number	20181331849
Deed Book / Page	4434 / 48
Prior Transfer Date	Jun 14, 2018
Prior Transfer Doc	004434/048
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3516 MONCLOVA DR, LAREDO, TX 78046-8714
Transaction Type	Mortgage
Record Updated	Mar 1, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004352/539
Date	Jan 9, 2018
Book Page	4352/539
Instrument	1317563

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

June 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jun 18, 2018
Property Address	3516 MONCLOVA DR, LAREDO, TX 78046-8714
Document Number	004434/048
Book / Page	4434 / 048
Map Reference	VOL 14 PG 100
Instrument Date	Jun 14, 2018
Instrument	1331849
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3516 MONCLOVA DR, LAREDO, TX 78046-8714
Investor	Possibly a Property Investor

Mortgage

Document Number	0001331850
Date	Jun 18, 2018
Instrument	1331850

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$207,122 (-0.47%) Land $72,681 Building $134,441	$207,122 (-0.47%) Land $72,681 Building $134,441
2025	$1,053.00 (+52.17%)	$208,109 (+1.58%) Land $72,681 Building $135,428	$208,109 (+1.58%) Land $72,681 Building $135,428
2024	$692.00 (-6.36%)
2023		$204,863 Land $54,531 Building $150,332	$204,863 Land $54,531 Building $150,332
2022	$739.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Metronet, Smartcom Telephone.

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