3516 Laurel Ct, Murfreesboro, TN 37129 Property Records

Rutherford County property record for 3516 Laurel Ct, Murfreesboro, TN 37129

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,089 sqft · built 1991
Lot Size	0.94 acres (40,940 sqft)
Owner	Individual Name on Record
Last Sale	$575,000 (Jun 2026)
Tax Bill	$1,816 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`071O-A-045.05-000`

Property Details

APN / Parcel Number

Primary APN	`071O-A-045.05-000`
Alternative APNs	`071O A 04505` `R0042952`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,089 sqft Living Area
1st Floor Area	1,368 sqft
Upper Floors Area	721 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	40,940 sqft (0.94 acres)
Lot Dimensions	280 ft deep x 60.8 ft wide
Garage Type	Attached
Garage Area	420 sqft
Porch	Slab
Porch Area	104 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	R0042952
Street Address	3516 LAUREL CT
City	MURFREESBORO
State	TN
Zip	37129-2532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 118 THE FOOTHILLS SEC 7 PG 13 PG 254 60.85'X280.91' IRR
Legal Subdivision	THE FOOTHILLS SEC 7
Legal Lot Number	118
Jurisdiction	RUTHERFORD TN
Township / Civil Division	9
Census Block Group	2
Census Block	2000
Census Tract	40807

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3516 LAUREL CT, MURFREESBORO, TN 37129-2532
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
May 12, 2023	Deed of Trust, Mortgage · VA Mortgage CHURCHILL MORTGAGE CORP
Oct 23, 2018	Deed of Trust, Mortgage · Line of Credit FRANKLIN SYNERGY BK
Sep 22, 2017	Deed of Trust, Mortgage · VA Mortgage F&M BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2026 · Amount on Record
Deed Sale	Jun 3, 2026 · Amount on Record
Prior Sale	Jun 29, 2015 · Amount on Record
Deed Document Number	20262652064
Deed Book / Page	2650 / 2532
Prior Transfer Date	Nov 15, 2007
Prior Transfer Doc	0799001066
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Jun 3, 2026
Property Address	3516 LAUREL CT, MURFREESBORO, TN 37129-2532
Document Number	0002652064
Book / Page	2650 / 2532
Instrument Date	May 29, 2026
Instrument	20262652064
Transaction Type	Transfer
Record Updated	Jun 11, 2026
Title Company	MAGNOLIA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$214,877.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3516 LAUREL CT, MURFREESBORO, TN 37129-2532

Mortgage

Document Number	0000052065,
Date	Jun 3, 2026
Instrument	202652065

Lender

Name	FIRST COMMUNITY MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.58%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	3516 LAUREL CT, MURFREESBORO, TN 37129-2532
Transaction Type	Mortgage
Record Updated	Jun 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023412544
Date	May 12, 2023
Book Page	2341/2544
Instrument	2495418

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	3516 LAUREL CT, MURFREESBORO, TN 37129-2532
Document Number	RB17273456
Instrument Date	Oct 23, 2018
Transaction Type	Mortgage
Record Updated	Dec 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3516 LAUREL CT MURFREESBORO TN 371292532, MURFREESBORO, TN 37129-2532

Mortgage

Document Number	RB17273456
Date	Nov 15, 2018
Book Page	001727/003456
Instrument	2178357

Lender

Name	FRANKLIN SYNERGY BK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	3516 LAUREL CT, MURFREESBORO, TN 37129-2532
Document Number	RB16133814
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	MIDTOWN TITLE COMPANY, MIDTOWN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3516 LAUREL CT MURFREESBORO TN 371292532, MURFREESBORO, TN 37129-2532

Mortgage

Document Number	RB16133814
Date	Oct 4, 2017
Book Page	001613/003814
Instrument	2109749

Lender

Name	F&M BK
Type	Bank
Address	CLARKSVILLE, TN 37040

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 3, 2042

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,550 (+21.44%) Land $27,500 Building $90,050	$470,200 (+21.44%) Land $110,000 Building $360,200
2025	$1,816.00	$96,800 (-) Land $13,750 Building $83,050
2023	$1,816.00	$96,800 Land $13,750 Building $83,050	$387,200 (-) Land $55,000 Building $332,200
2022			$387,200 Land $55,000 Building $332,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	7 (2010–2022)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Sep 2022 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Communications Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

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