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3516 Harlequin Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3516 Harlequin Dr, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,960 sqft · built 2007
Lot Size0.194 acres (8,450 sqft)
Owner2 Individual Names on Record
Last Sale$118,000 (Sep 2020)
Tax Bill$3,055 (2025)
Deeds & MortgagesJun 2021 Mortgage
Sep 2020 Sale
Flood ZoneZone X (minimal risk)
APN27-26-30-0564-0001-2050

Property Details

APN / Parcel Number

Primary APN27-26-30-0564-0001-2050
Alternative APNs
  • 263027056400012050
  • 151107

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,960 sqft Living Area
Gross Area2,376 sqft
1st Floor Area1,960 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,450 sqft (0.194 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area36 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3516 HARLEQUIN DR
CitySAINT CLOUD
StateFL
Zip34772-7773
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1B
Legal DescriptionMALLARD POND PH 2 PB 19 PG 67-72 LOT 205
Legal Range30E
Legal Township26S
Legal Section27
Legal SubdivisionMALLARD POND PH 2
Legal Phase2
Legal Tract564
Legal Block2050
Legal Lot Number205
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2003
Census Tract43207

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3516 HARLEQUIN DR, SAINT CLOUD, FL 34772-7773
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 4, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 4, 2020 · Amount on Record
Deed SaleSep 4, 2020 · Amount on Record
Prior SaleOct 25, 2007 · Amount on Record
Deed Document Number2020117938
Deed Book / Page5787 / 2324
Prior Transfer DateSep 1, 2020
Prior Transfer Doc0057872324
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3516 HARLEQUIN DR, SAINT CLOUD, FL 34772-7773
Transaction TypeMortgage
Record UpdatedJun 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4016 GEORGETOWN CT, SAINT CLOUD, FL 34772-7058

Mortgage

Document Number0059721315
DateJun 3, 2021
Book Page5972/1315
Instrument2021086064
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateSep 4, 2020
Property Address3516 HARLEQUIN DR, SAINT CLOUD, FL 34772-7773
Document Number0057872324
Book / Page005787 / 002324
Instrument DateSep 1, 2020
Instrument117938
Transaction TypeTransfer
Record UpdatedSep 25, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$826.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3516 HARLEQUIN DR ST CLOUD FL 347727773, ST CLOUD, FL 34772-7773

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,055.00 (+3.59%) Homeowner's exemption$213,560 (+5.99%)$316,100 (+5.09%) Land $70,000 Building $246,100
2024$2,949.00 (+2.75%)
2023$2,870.00 (+3.76%) Homeowner's exemption$201,498 (+3%)$300,800 (+14.85%) Land $60,000 Building $240,800
2022$2,766.00 Homeowner's exemption$195,630$261,900 Land $55,000 Building $206,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 66 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 70% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area		2,000 / 1,000
Spectrum
Cable		1,000 / 50

May also be available: AT&T, Xfinity.

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