3516 Hanson Lake Rd, Ely, MN 55731 Property Records

St. Louis County property record for 3516 Hanson Lake Rd, Ely, MN 55731

Property Summary

Property Type	Seasonal / Vacation Home
Details	4 bd · 3 ba · 1,698 sqft · built 2023
Lot Size	5.2 acres (226,512 sqft)
Owner	Individual Name on File
Last Sale	$510,000 (Oct 2022)
Tax Bill	$16,532 (2026)
Deeds & Mortgages	Oct 2022 Sale & Construction Loan Feb 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`628-0010-05282`

Property Details

APN / Parcel Number

Primary APN	`628-0010-05282`
Alternative APNs	`1104067` `1157180`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,698 sqft Living Area
1st Floor Area	1,698 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2024
Architectural Style	Custom Design
Exterior Material	Wood
Construction Type	Wood
Lot Area	226,512 sqft (5.2 acres)
Garage Type	Detached
Garage Area	864 sqft
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1157180
Street Address	3516 HANSON LAKE RD
City	ELY
State	MN
Zip	55731
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	THAT PART OF GOVT LOT 4, DESCRIBED ASFOLLOWS: ASSUMING THE SOUTH LINE OF GOVT LOT4 TO BEAR S88DEG53'23"W AND FROM
Legal Range	13W
Legal Township	64N
Legal Section	35
Legal Lot Number	4
Jurisdiction	ST LOUIS MN
Township / Civil Division	NORTHEAST ST. LOUIS
Census Block Group	1
Census Block	1202
Census Tract	15502

Owner

3516 Hanson Lake Rd, a residential property, is owned by an individual who bought it in October 2022.

Source: St. Louis County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	20445 MANOR RD, EXCELSIOR, MN 55331-8697
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Deed, Construction Loan · Construction Mortgage BELL BANK
Feb 1, 2021	Land Contract, Transfer · Land Contract NOT AVAILABLE
Dec 13, 2019	Grant Deed, Transfer ATTORNEY ONLY
Oct 21, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 17, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2022 · Amount on File
Deed Sale	Oct 6, 2022 · Amount on File
Prior Sale	Feb 1, 2021 · Amount on File
Deed Document Number	20221453652
Prior Transfer Date	Oct 3, 2019
Prior Transfer Doc	0001365736
Record Updated	Oct 29, 2026

October 2022: Deed, Construction Loan

Document Type	Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 6, 2022
Property Address	3516 HANSON LAKE RD, ELY, MN 55731
Document Number	0001453652
Instrument Date	Sep 23, 2022
Instrument	1453652
Transaction Type	Construction Loan
Record Updated	Oct 21, 2025
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Tax	$1,683.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	17765 VALLEY COVE CT, MINNETONKA, MN 55345-2537

Mortgage

Document Number	0001453653
Date	Oct 6, 2022
Instrument	1453653

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Oct 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.87%
Index	Other
Max Rate	9.87%

February 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	ST LOUIS MN
Recording Date	Feb 1, 2021
Property Address	3516 HANSON LAKE RD, ELY, MN 55731
Document Number	0001402479
Instrument Date	Jan 22, 2021
Instrument	1402479
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	17765 VALLEY COVE CT, MINNETONKA, MN 55345-2537

Mortgage

Date	Feb 1, 2021

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount on Record
Term	59 Months
Due	Jan 29, 2026

Interest

Rate	3.5%

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 13, 2019
Property Address	3516 HANSON LAKE RD, ELY, MN 55731
Document Number	00A1369518
Instrument Date	Oct 30, 2019
Instrument	A1369518
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,386.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6112 SHADY OAK LN BETHESDA MD 208176028, BETHESDA, MD 20817-6028

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 21, 2019
Property Address	3516 HANSON LAKE RD, ELY, MN 55731
Document Number	00A1365736
Instrument Date	Oct 3, 2019
Instrument	A1365736
Transaction Type	Transfer
Record Updated	Dec 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1.65
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	309 HEIGHTS RD NW ST MICHAEL MN 553769754, ST MICHAEL, MN 55376-9754

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 17, 2019
Property Address	3516 HANSON LAKE RD, ELY, MN 55731
Document Number	00A1363452
Instrument Date	Aug 9, 2019
Instrument	A1363452
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1.65
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 496 ELY MN 557310496, ELY, MN 55731-0496

Tax Assessment & Valuation

The 2026 property tax bill for 3516 Hanson Lake Rd was $16,532, up 94.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,532.00 (+94.13%)
2025	$8,516.00 (+102.09%)	$1,322,900 (+77.69%) Land $713,000 Building $609,900	$1,322,900 (+77.69%) Land $713,000 Building $609,900
2024	$4,214.00	$744,500 Land $613,000 Building $131,500	$744,500 Land $613,000 Building $131,500
2022		$409,900 Land $409,900	$409,900 Land $409,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3516 Hanson Lake Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3516 Hanson Lake Rd is high, ranking above 85% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 95% of Minnesota
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Treehouse Broadband Fixed Wireless	260 / 260

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hanson Lake Rd

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