3516 Cardinal Ave, Bakersfield, CA 93306 Property Records

Kern County property record for 3516 Cardinal Ave, Bakersfield, CA 93306

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,434 sqft · built 1961
Lot Size	0.154 acres (6,709 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Sep 2026)
Tax Bill	$3,261 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`382-171-05-00-7`

Property Details

APN / Parcel Number

Primary APN	`382-171-05-00-7`
Alternative APNs	`382-171-05-6` `3821710500` `38217105`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,434 sqft Living Area
Gross Area	1,904 sqft
1st Floor Area	1,434 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Frame
Lot Area	6,709 sqft (0.154 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	30 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	382171056
Street Address	3516 CARDINAL AVE
City	BAKERSFIELD
State	CA
Zip	93306-1233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 2387 , BLOCK , LOT 34
Legal Tract	2387
Legal Block	1
Legal Lot Number	34
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	1
Census Block	1021
Census Tract	903

Owner

3516 Cardinal Ave is owned and occupied by two individuals who bought it in September 2026.

Source: Kern County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3516 CARDINAL AVE, BAKERSFIELD, CA 93306-1233
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Grant Deed, Transfer · FHA Mortgage TOWNE MORTGAGE COMPANY
May 5, 2026	Grant Deed, Transfer · Seller Carry-Back E-PLACER TITLE, PLACER TITLE
May 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage E-PLACER TITLE, PLACER TITLE
Apr 2, 2019	Grant Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2026 · Amount on File
Deed Sale	Sep 4, 2026 · Amount on File
Prior Sale	May 5, 2026 · Amount on File
Deed Document Number	2026104781
Prior Transfer Date	Apr 15, 2013
Prior Transfer Doc	0000052093
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Sep 4, 2026
Property Address	3516 CARDINAL AVE, BAKERSFIELD, CA 93306-1233
Document Number	0000104781
Instrument Date	Aug 13, 2026
Instrument	2026104781
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38,885.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3516 CARDINAL AVE, BAKERSFIELD, CA 93306-1233

Mortgage

Document Number	0000104782,
Date	Sep 4, 2026
Instrument	2026104782

Lender

Name	TOWNE MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	May 5, 2026
Property Address	3516 CARDINAL AVE, BAKERSFIELD, CA 93306-1233
Document Number	0000050586
Instrument Date	Apr 28, 2026
Instrument	2026.50586
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103,323.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	13402 DA VINCI DR, BAKERSFIELD, CA 93314-6907

Mortgage

Document Number	0000050587,
Date	May 5, 2026
Instrument	2026..50587

Lender

Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

Interest

Rate	6.22%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Recording Date	May 20, 2026
Property Address	3516 CARDINAL AVE, BAKERSFIELD, CA 93306-1233
Document Number	0000057144
Instrument Date	Apr 27, 2026
Instrument	202657144
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	212 BYARS ST, GREER, SC 29651-6902

Mortgage

Document Number	0000057144,
Date	May 20, 2026
Instrument	202657144

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.38%
Max Rate	-1%

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Apr 2, 2019
Property Address	3516 CARDINAL AVE, BAKERSFIELD, CA 93306-1233
Document Number	0000035671
Instrument Date	Mar 27, 2019
Instrument	35671
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Tax	$220.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	212 BYARS SIREET GREER SC 29651, GREER, SC 29651

Tax Assessment & Valuation

The 2025 property tax bill for 3516 Cardinal Ave was $3,261, up 1.4% from the year before.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Bakersfield City School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$221,870 (+2%) Land $51,199 Building $170,671
2025	$3,261.00 (+1.4%)	$217,521 Land $50,196 Building $167,325
2024	$3,216.00 (+2.13%)
2023	$3,149.00 (+2.27%)	$209,077 Land $48,248 Building $160,829
2022	$3,079.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3516 Cardinal Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3516 Cardinal Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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