3515 Winston Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 3515 Winston Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,273 sqft · built 1956
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Trust Names on File
Last Sale	$155,000 (Aug 1997)
Tax Bill	$3,006 (2025)
Deeds & Mortgages	Dec 2025 Transfer May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`256-0123-003-0000`

Property Details

APN / Parcel Number

Primary APN	`256-0123-003-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,273 sqft Living Area
Gross Area	2,735 sqft
1st Floor Area	1,515 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Parking Spaces	2 Parking Spaces
Pool Area	10,600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3515 WINSTON WAY
City	CARMICHAEL
State	CA
Zip	95608-2920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4 (NPA)
Legal Description	WHITNEY VILLAGE, LOT 33
Legal Subdivision	WHITNEY VILLAGE
Legal Lot Number	33
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1016
Census Tract	5901

Owner

3515 Winston Way is owner-occupied and held in a trust since April 2021.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3515 WINSTON WAY, CARMICHAEL, CA 95608-2920
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Intrafamily Transfer, Transfer
May 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jul 26, 2017	Deed of Trust, Mortgage · Line of Credit MUFG UNION BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 1997 · Amount on File
Deed Sale	Aug 29, 1997 · Amount on File
Prior Sale	Dec 22, 1993 · Amount on File
Deed Book / Page	970829 / 1164
Last Transfer Date	Apr 30, 2021
Transfer Doc	5060000001521
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 23, 2025
Property Address	3515 WINSTON WAY, CARMICHAEL, CA 95608-2920
Document Number	0000000438
Map Reference	MB 41 MAP 6
Instrument Date	Sep 25, 2025
Instrument	202512230438
Transaction Type	Transfer
Record Updated	Jan 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3515 WINSTON WAY, CARMICHAEL, CA 95608-2920

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	May 6, 2021
Property Address	3515 WINSTON WAY, CARMICHAEL, CA 95608-2920
Document Number	0000001521
Map Reference	MB 41 MAP 6
Instrument Date	Apr 30, 2021
Instrument	202105061521
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3515 WINSTON WAY, CARMICHAEL, CA 95608-2920

Mortgage

Document Number	0000001522
Date	May 6, 2021
Instrument	202105061522

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3515 WINSTON WAY, CARMICHAEL, CA 95608-2920
Document Number	1707311036
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 9, 2017
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3515 WINSTON WAY CARMICHAEL CA 956082920, CARMICHAEL, CA 95608-2920

Mortgage

Document Number	1707311036
Date	Jul 31, 2017
Instrument	1707311036

Lender

Name	MUFG UNION BK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3515 Winston Way was $3,006, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$252,420 (+2%) Land $58,619 Building $193,801
2025	$3,006.00 (+0.97%)	$247,471 Land $57,470 Building $190,001
2024	$2,977.00 (+2.58%)
2023	$2,902.00 (+0.55%)	$237,864 Land $55,240 Building $182,624
2022	$2,886.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3515 Winston Way in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1986–1995)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows
Claims by Event	Severe Storms & Flooding, Feb 1986 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3515 Winston Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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