3515 S River Ter, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3515 S River Ter, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,196 sqft · built 1959
Lot Size	0.413 acres (18,000 sqft)
Owner	Individual Name on File
Tax Bill	$4,807 (2025)
Deeds & Mortgages	Apr 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`01-480-05039850`

Property Details

APN / Parcel Number

Primary APN	`01-480-05039850`
Alternative APNs	`1-480-05039850` `48005039850`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,196 sqft Living Area
Gross Area	1,376 sqft
1st Floor Area	1,196 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Conventional
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	18,000 sqft (0.413 acres)
Porch	Enclosed Porch
Porch Area	246 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Municipal

Location & Zoning

Account Number	48005039850
Street Address	3515 S RIVER TER
City	EDGEWATER
State	MD
Zip	21037-3240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 30 31 BK N SC 2 LOCH HAVEN BEACH
Legal Subdivision	LOCH HAVEN BEACH
Legal Block	N
Legal Lot Number	30
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1012
Census Tract	701202

Owner

3515 S River Ter is owned by an individual who acquired it in September 2022.

Source: Anne Arundel County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	418 N ALFRED ST, ALEXANDRIA, VA 22314
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 20, 2022
Transfer Doc	0395770001
Record Updated	Oct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 11, 2023
Property Address	3515 S RIVER TER, EDGEWATER, MD 21037-3240
Document Number	0395770001
Book / Page	39577 / 1
Map Reference	MB 19 FO 47
Instrument Date	Sep 20, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	418 N ALFRED ST, ALEXANDRIA, VA 22314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 N ALFRED ST, ALEXANDRIA, VA 22314

Tax Assessment & Valuation

The 2025 property tax bill for 3515 S River Ter was $4,807, up 8% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$414,500 (+8.31%) Land $299,500 Building $115,000	$414,500 (-) Land $299,500 Building $115,000
2025	$4,807.00 (+8.05%)	$382,700	$414,500 Land $299,500 Building $115,000
2024	$4,449.00 (+27.7%)
2023	$3,484.00	$319,100 Land $232,000 Building $87,100	$319,100 Land $232,000 Building $87,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3515 S River Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 79 policies
Nearby Flood Policies	79 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3515 S River Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20