3515 S Phelps Rd, Independence, MO 64055 Property Records

Jackson County property record for 3515 S Phelps Rd, Independence, MO 64055

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,539 sqft · built 1964
Lot Size0.283 acres (12,314 sqft)
Owner2 Individual Names on File
Tax Bill$2,158 (2025)
Deeds & MortgagesApr 2023 Mortgage
Jul 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN33-120-08-07

Property Details

APN / Parcel Number

Primary APN33-120-08-07
Alternative APNs
  • 33-120-08-07-00-0-00-000
  • 33120080700000001
  • 875741

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area1,539 sqft Living Area
1st Floor Area972 sqft
Basement Area1,539 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleRanch
Exterior MaterialBrick/Stone
Construction TypeSteel Frame
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area12,314 sqft (0.283 acres)
Lot Dimensions120 ft deep x 100 ft wide
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area30 sqft
Deck Area336 sqft
Patio Area336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number875741
Street Address3515 S PHELPS RD
CityINDEPENDENCE
StateMO
Zip64055-3501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHILLBROOK ADD PT OF LOT 2 DAF: BEG AT PT ON W LI LOT 2 87.14 N OF SW COR TH N ALG W LI LOT 100 TH E 120 TH S 100 TH W 120 TO POB
Legal SubdivisionHILLBROOK
Legal Block2
Legal Lot Number2
JurisdictionJACKSON MO
Township / Civil DivisionBLUE
Census Block Group2
Census Block2005
Census Tract14601

Owner

3515 S Phelps Rd is owned and occupied by two individuals who acquired it in April 2023.

Source: Jackson County records, as of August 24, 2026

Owner of Record2 Individual Names on File
Mailing Address3515 S PHELPS RD, INDEPENDENCE, MO 64055-3501
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2023Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Jul 13, 2022Warranty Deed, Transfer · Line of Credit
COMMUNITYAMERICA CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 20, 2023
Deed SaleApr 20, 2023
Prior SaleJul 13, 2022 · Amount on File
Deed Document Number202327633
Prior Transfer DateMay 23, 2008
Prior Transfer Doc0000056597
Record UpdatedOct 29, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MO
Recording DateApr 20, 2023
Property Address3515 S PHELPS RD, INDEPENDENCE, MO 64055-3501
Document Number00E0027633
Instrument DateApr 19, 2023
Instrument2023E0027633
Transaction TypeTransfer
Record UpdatedApr 26, 2023
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3515 S PHELPS RD, INDEPENDENCE, MO 64055-3501

Mortgage

Document Number00E0027634
DateApr 20, 2023
Instrument2023E0027634
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2053

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MO
Recording DateJul 13, 2022
Property Address3515 S PHELPS RD, INDEPENDENCE, MO 64055-3501
Document Number00E0065863
Instrument DateJul 6, 2022
Instrument2022E0065863
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanySECURED TITLE/KANSAS CITY, SECURED TTL OF KS CITY LEES

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1501 NW MOCK AVE, BLUE SPRINGS, MO 64015-3096
InvestorPossibly a Property Investor

Mortgage

Document Number00E0065864
DateJul 13, 2022
Instrument2022E0065864
Lender
NameCOMMUNITYAMERICA CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3515 S Phelps Rd was $2,158, up 18.6% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictIndependence 30 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$30,203 (-) Land $4,963 Building $25,240$158,960 (-)
2025$2,158.00 (+18.64%)$30,203 Land $4,963 Building $25,240$158,960
2024$1,819.00 (+2.31%)
2023$1,778.00$26,264 Land $2,259 Building $24,005$138,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3515 S Phelps Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1982–1998)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 1998 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3515 S Phelps Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE PWS
serves 120,000 people · EPA ID MO1010399
Water SourceGroundwater
Last State InspectionMay 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile, Verizon, Wisper ISP.

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