3515 Rover Rd, Eagle Lake, FL 33839 Property Records

Polk County property record for 3515 Rover Rd, Eagle Lake, FL 33839

Property Summary

Property TypeResidential Vacant Land
Lot Size0.104 acres (4,522 sqft)
OwnerIndividual Name on File
Last Sale$274,500 (Aug 2026)
Tax Bill$158 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-29-18-689956-006590

Property Details

APN / Parcel Number

Primary APN26-29-18-689956-006590
Alternative APN
  • 182926689956006590

Exterior

Lot Area4,522 sqft (0.104 acres)

Location & Zoning

Street Address3515 ROVER RD
CityEAGLE LAKE
StateFL
Zip33839
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionRANCHES AT LAKE MCLEOD IV PB 216 PGS 18-21 LOT 659
Legal SubdivisionRANCHES AT LAKE MCLEOD IV
Legal Lot Number659
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1002
Census Tract14501

Owner

3515 Rover Rd, residential vacant land, is owned and occupied by an individual who bought it in August 2026.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3515 ROVER RD, EAGLE LAKE, FL 33839
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 27, 2026 · Amount on File
Deed SaleAug 27, 2026 · Amount on File
Deed Document Number2026208711
Deed Book / Page14131 / 2169
Record UpdatedOct 29, 2026

August 2026: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateAug 27, 2026
Property Address3515 ROVER RD, EAGLE LAKE, FL 33839
Document Number0000208711
Book / Page14131 / 2169
Instrument DateAug 21, 2026
Instrument2026208711
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 9, 2026
Title CompanyLENNAR TITLE INC, LENNAR TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$194,071.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3515 ROVER RD, EAGLE LAKE, FL 33839

Mortgage

Document Number0000208712,
DateAug 27, 2026
Book Page14131/2173
Instrument2026208712
Lender
NameLUMINATE HOME LOANS INC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 3515 Rover Rd was $158.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityEagle Lake City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$50,000 (+524.61%) Land $50,000$50,000 (+524.61%) Land $50,000
2025$158.00$8,005 Land $8,005$8,005 Land $8,005

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3515 Rover Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims3 (2004–2022)
Most Recent ClaimSep 2022 · rainfall accumulation
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3515 Rover Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF EAGLE LAKE
serves 2,600 people · EPA ID FL6530492
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Frontier.

Nearby Properties on Rover Rd

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