3515 Rosendale Rd, Schenectady, NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 3515 Rosendale Rd, Schenectady, NY 12309

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,738 sqft · built 1911
Lot Size	1.6 acres (69,696 sqft)
Owner	Individual Name on File
Last Sale	$223,000 (Aug 2018)
Tax Bill	$11,637 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`422400 62.3-1-23.2`

Property Details

APN / Parcel Number

Primary APN	`422400 62.3-1-23.2`
Alternative APN	`240006200300010230020000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,738 sqft Living Area
1st Floor Area	1,478 sqft
2nd Floor Area	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	69,696 sqft (1.6 acres)
Porch	Slab
Porch Area	307 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3515 ROSENDALE RD
City	SCHENECTADY
State	NY
Zip	12309-1515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	1
Legal Lot Number	23.002
Jurisdiction	SCHENECTADY NY
Township / Civil Division	NISKAYUNA
Census Block Group	1
Census Block	1016
Census Tract	32102

Owner

3515 Rosendale Rd is owned and occupied by an individual who bought it in August 2018.

Source: Schenectady County and Niskayuna Town records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	3515 ROSENDALE RD, SCHENECTADY, NY 12309-1515
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 5, 2020	Loan Modification, Mortgage · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC
Aug 3, 2018	Deed with Mortgage, Transfer · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC
Jun 20, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2018 · Amount on File
Deed Sale	Aug 3, 2018 · Amount on File
Prior Sale	Jun 20, 2017 · Amount on File
Deed Document Number	201834342
Deed Book / Page	1992 / 812
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	3515 ROSENDALE RD, SCHENECTADY, NY 12309-1515
Document Number	0000018837
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3515 ROSENDALE RD NISKAYUNA NY 123091515, NISKAYUNA, NY 12309-1515

Mortgage

Document Number	0000018837
Date	Jun 30, 2020
Book Page	005000/000331
Instrument	18837

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2050

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SCHENECTADY NY
Property Address	3515 ROSENDALE RD, SCHENECTADY, NY 12309-1515
Document Number	0000024983
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3515 ROSENDALE RD NISKAYUNA NY 123091515, NISKAYUNA, NY 12309-1515

Mortgage

Document Number	0000024983
Date	Aug 25, 2020
Book Page	005015/000170
Instrument	24983

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 24, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

August 2018: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 3, 2018
Property Address	3515 ROSENDALE RD, SCHENECTADY, NY 12309-1515
Document Number	0000034343
Book / Page	001992 / 000812
Instrument Date	Jul 19, 2018
Instrument	34343
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$890.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 BUNKER LN SCHENECTADY NY 123093400, SCHENECTADY, NY 12309-3400

Mortgage

Document Number	0000034343
Date	Aug 3, 2018
Book Page	004854/000855
Instrument	34343

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2048

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 20, 2017
Property Address	3515 ROSENDALE RD, SCHENECTADY, NY 12309-1515
Document Number	0000027502
Book / Page	001965 / 000346
Instrument Date	May 31, 2017
Instrument	27502
Transaction Type	Transfer
Record Updated	Jun 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$900.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	40 BRITISH AMERICAN BLVD LATHAM NY 121101421, LATHAM, NY 12110-1421

Tax Assessment & Valuation

The 2026 property tax bill for 3515 Rosendale Rd was $11,637, up 1.7% from the year before.

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Niskayuna Town
Unified School District	Niskayuna Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,637.00 (+1.68%)
2025	$11,445.00	$269,000 Land $30,300 Building $238,700	$398,500 Land $44,887 Building $353,613
2023		$269,000 Land $30,300 Building $238,700	$340,500 Land $38,354 Building $302,146

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3515 Rosendale Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1978–2011)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3515 Rosendale Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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