3515 Oak St, Florence, OR 97439 Property Records

Lane County property record for 3515 Oak St, Florence, OR 97439

Property Summary

Property TypeSingle Family Home
Details6 bd · 4 ba · 2,527 sqft · built 2003
Lot Size0.174 acres (7,562 sqft)
Owner2 Company Names on Record
Last Sale$25,000 (Jul 2003)
Tax Bill$5,196 (2025)
Deeds & MortgagesFeb 2025 Transfer
Sep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN18-12-22-11-01000-000

Property Details

APN / Parcel Number

Primary APN18-12-22-11-01000-000
Alternative APNs
  • 1812221101000
  • 1327137

Interior

Bedrooms6 Beds
Full Baths4 Baths
Stories1 Story
Building Area2,527 sqft Living Area
Gross Area3,007 sqft
1st Floor Area2,527 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialComposition/Composite
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,562 sqft (0.174 acres)
Lot Dimensions105 ft deep x 72 ft wide
Garage TypeAttached
Garage Area480 sqft
DrivewayDriveway
Driveway Area912 sqft
Patio Area117 sqft
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number1327137
Street Address3515 OAK ST
CityFLORENCE
StateOR
Zip97439-8919
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeM-F
Legal DescriptionTL 01000
Legal Range12
Legal Township18
Legal Section22
Legal SubdivisionCASA DEL MAR
Legal Lot Number1000
JurisdictionLANE OR
Township / Civil DivisionFLORENCE
Census Block Group2
Census Block2017
Census Tract706

Owner

Source: Lane County records, as of November 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address1091 OAK GROVE CT, EAGLE POINT, OR 97524-9030
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2025Intrafamily Transfer, Transfer
Sep 27, 2018Deed of Trust, Mortgage · Commercial Mortgage
OREGON PACIFIC BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2003 · Amount on Record
Deed SaleJul 28, 2003 · Amount on Record
Prior SaleJul 16, 2002 · Amount on Record
Deed Document Number200369451
Last Transfer DateJan 22, 2025
Transfer Doc0000003888
Record UpdatedSep 20, 2026

February 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLANE OR
Recording DateFeb 11, 2025
Property Address3515 OAK ST, FLORENCE, OR 97439-8919
Document Number0000003888
Map ReferenceFILE 73 SL 215
Instrument DateJan 22, 2025
Instrument2025-003888
Transaction TypeTransfer
Record UpdatedOct 28, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1091 OAK GROVE CT, EAGLE POINT, OR 97524-9030

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Property Address3515 OAK ST, FLORENCE, OR 97439-8919
Transaction TypeMortgage
Record UpdatedAug 29, 2022
Title CompanyCASCADE TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000045645
DateSep 27, 2018
Instrument2018-045645
Lender
NameOREGON PACIFIC BANK
TypeBank
Address22000
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term121 Months
DueOct 10, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

TypeName
StateOregon
CountyLane County
MunicipalityFlorence City
Unified School DistrictSiuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,196.00 (+5.91%)$380,815 (+6.09%)$794,853 (-3.5%) Land $80,275 Building $714,578
2023$4,906.00 (+4.23%)$358,956 (+3%)$823,717 (+14.82%) Land $70,069 Building $753,648
2022$4,707.00$348,501$717,410 Land $67,713 Building $649,697

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims2 (2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 98.5% of Oregon
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLORENCE
serves 9,561 people · EPA ID OR4100299
Water SourceGroundwater
Last State InspectionNov 2022
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wind Wireless
Fiber
10,000 / 10,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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