3515 Laurel Mill Dr, Orange Park, FL 32065 Property Records

Clay County property record for 3515 Laurel Mill Dr, Orange Park, FL 32065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,297 sqft · built 2004
Lot Size	0.162 acres (7,090 sqft)
Owner	Individual Name on File
Last Sale	$269,000 (Jul 2020)
Tax Bill	$3,245 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-04-25-007868-009-23`

Property Details

APN / Parcel Number

Primary APN	`05-04-25-007868-009-23`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,297 sqft Heated Area
Gross Area	2,991 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,090 sqft (0.162 acres)
Garage Area	434 sqft
Porch	Porch
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3515 LAUREL MILL DR
City	ORANGE PARK
State	FL
Zip	32065-5271
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 290 SILVER LEAF @ OAKLEAFPLANTATION PHASE 1 AS REC O R4335 PG 1859
Legal Range	25
Legal Township	04
Legal Section	05
Legal Subdivision	SILVER LEAF @ OAKLEAF PLANTATION
Legal Phase	1
Legal Lot Number	290
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	1
Census Block	1005
Census Tract	30208

Owner

3515 Laurel Mill Dr is owned and occupied by an individual who bought it in July 2020.

Source: Clay County records, as of December 18, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3515 LAUREL MILL DR, ORANGE PARK, FL 32065-5271
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2020 · Amount on File
Deed Sale	Jul 31, 2020 · Amount on File
Prior Sale	Sep 10, 2004 · Amount on File
Deed Document Number	2020038418
Deed Book / Page	4335 / 1859
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jul 31, 2020
Property Address	3515 LAUREL MILL DR, ORANGE PARK, FL 32065-5271
Document Number	0043351859
Book / Page	4335 / 1859
Map Reference	MB 41 PG 52-59
Instrument Date	Jul 31, 2020
Instrument	2020038418
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,883.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	276 SITARA LN, 276, SAINT JOHNS, FL 32259-1220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3515 LAUREL MILL DR, ORANGE PARK, FL 32065-5271

Mortgage

Document Number	0043351861
Date	Jul 31, 2020
Instrument	4335/1861

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3515 Laurel Mill Dr was $3,245 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,245.00 Homeowner's exemption	$252,964	$324,709 Land $60,000 Building $264,709
2023	$5,122.00 (+4.34%) Homeowner's exemption	$238,675 (+3%)	$306,521 (+12.2%) Land $60,000 Building $246,521
2022	$4,909.00 Homeowner's exemption	$231,724	$273,187 Land $40,000 Building $233,187

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3515 Laurel Mill Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3515 Laurel Mill Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20