3515 Kings Rd, Steger, IL 60475 Property Records

Will County property record for 3515 Kings Rd, Steger, IL 60475

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 776 sqft · built 1953
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$142,000 (Mar 2023)
Tax Bill	$3,847 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-15-06-204-008`

Property Details

APN / Parcel Number

Primary APN	`23-15-06-204-008`
Alternative APN	`15062040080000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	776 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	175 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	574 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3515 KINGS RD
City	STEGER
State	IL
Zip	60475-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 UNIT 1 IN ADAMS HEIGHTS, A RESUB OF LOTS 88 TO 97 IN ADAMS ACRES, BEING A SUB OF PRT OF THE E1/2 OF THE NE1/4 OF SEC 6,
Legal Range	14E
Legal Township	34N
Legal Section	06
Legal Subdivision	UNIT #1 OF ADAM HEIGHTS
Legal Lot Number	4
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	CRETE
Census Block Group	1
Census Block	1008
Census Tract	883804

Owner

3515 Kings Rd is owned and occupied by an individual who bought it in March 2023.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	3515 KINGS RD, STEGER, IL 60475-1320
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Mar 14, 2023	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLANAGAN ST BK
Aug 17, 2018	Warranty Deed, Transfer · Conventional Mortgage FLANAGAN STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2023 · Amount on File
Deed Sale	Mar 14, 2023 · Amount on File
Prior Sale	Aug 17, 2018 · Amount on File
Deed Document Number	202311739
Prior Transfer Date	Nov 18, 2016
Prior Transfer Doc	0000100084
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Recording Date	Apr 29, 2026
Property Address	3515 KINGS RD, STEGER, IL 60475-1320
Document Number	0000025038
Instrument Date	Mar 6, 2026
Instrument	202625038
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3515 KINGS RD, STEGER, IL 60475-1320
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025038,
Date	Apr 29, 2026
Instrument	202625038

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.97%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Mar 14, 2023
Property Address	3515 KINGS RD, STEGER, IL 60475-1320
Document Number	0000011739
Map Reference	DOC 710086
Instrument Date	Mar 1, 2023
Instrument	R2023011739
Transaction Type	Transfer
Record Updated	Mar 23, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3515 KINGS RD, STEGER, IL 60475-1320
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011740
Date	Mar 14, 2023
Instrument	R2023011740

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.87%

Mortgage

Document Number	0000011741
Date	Mar 14, 2023
Instrument	R2023011741

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2033

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3515 KINGS RD, STEGER, IL 60475-1320
Document Number	0000084293
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3515 KINGS RD STEGER IL 604751320, STEGER, IL 60475-1320

Mortgage

Document Number	0000084293
Date	Sep 30, 2020
Instrument	84293

Lender

Name	FLANAGAN ST BK
Type	Bank
Address	PAW PAW, IL 61353

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Sep 29, 2045

Interest

Rate Type	Fixed Rate
Rate	3.12%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Aug 17, 2018
Property Address	3515 KINGS RD, STEGER, IL 60475-1320
Document Number	0000057884
Map Reference	DOC710086
Instrument Date	Jul 26, 2018
Instrument	R2018057884
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$105.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3515 KINGS RD, 3515, STEGER, IL 60475-1320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 KINGS RD, STEGER, IL 60475

Mortgage

Document Number	0000057885
Date	Aug 17, 2018
Instrument	R2018057885

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 3515 Kings Rd was $3,847.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Crete Township
Municipality	Steger Village
Secondary School District	Bloom Township High School District 206 (09 - 12)
Elementary School District	Steger School District 194 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,847.00	$47,755 (+5.5%) Land $10,669 Building $37,086	$143,265 (+5.5%) Land $32,007 Building $111,258
2024		$45,266 Land $10,113 Building $35,153	$135,798 Land $30,339 Building $105,459
2022	$3,344.00 Homeowner's exemption	$35,386 (+9.22%) Land $8,025 Building $27,361	$106,158 Land $24,075 Building $82,083
2021		$32,399 Land $7,348 Building $25,051
2020			$91,095 Land $20,661 Building $70,434

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3515 Kings Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1982–2019)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3515 Kings Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEGER serves 9,700 people · EPA ID IL0314860
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Bertram Communications, T-Mobile.

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