3515 Jasmine Crst, Encinitas, CA 92024 Property Records

San Diego County property record for 3515 Jasmine Crst, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	6 bd · 6.5 ba · 8,325 sqft · built 2007
Lot Size	2.91 acres (126,760 sqft)
Owner	Company Name on Record
Last Sale	$4,100,000 (Sep 2020)
Tax Bill	$50,166 (2025)
Deeds & Mortgages	May 2021 Transfer Nov 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`264-540-07-00`

Property Details

APN / Parcel Number

Primary APN	`264-540-07-00`

Interior

Bedrooms	6 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Building Area	8,325 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	126,760 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	3515 JASMINE CRST
City	ENCINITAS
State	CA
Zip	92024-7048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 7 TR 013584
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	013584
Legal Block	1
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1028
Census Tract	17112

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3515 JASMINE CRST, ENCINITAS, CA 92024-7048
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Intrafamily Transfer, Transfer
Nov 28, 2018	Deed of Trust, Mortgage · ARM LUTHER BURBANK SAVINGS
Sep 18, 2020	Quit Claim Deed, Transfer TICOR TITLE SAN DIEGO BR
Sep 18, 2020	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 10, 2019	Loan Modification, Mortgage LUTHER BURBANK SVGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2020 · Amount on Record
Deed Sale	Sep 18, 2020 · Amount on Record
Prior Sale	Nov 4, 2013 · Amount on Record
Deed Document Number	2020551345
Last Transfer Date	May 4, 2021
Transfer Doc	0000360474
Record Updated	Sep 20, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 11, 2021
Property Address	3515 JASMINE CRST, ENCINITAS, CA 92024-7048
Document Number	0000360474
Map Reference	MAP 13584
Instrument Date	May 4, 2021
Instrument	2021-0360474
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3515 JASMINE CRST, ENCINITAS, CA 92024-7048

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3515 JASMINE CRST, ENCINITAS, CA 92024-7048
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3515 JASMINE CRST, ENCINITAS, CA 92024-7048

Mortgage

Document Number	0000491900
Date	Nov 28, 2018
Instrument	2018-0491900

Lender

Name	LUTHER BURBANK SAVINGS
Type	Lending Institution
Address	SANTA ROSA, CA 95401

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Dec 1, 2023
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Max Rate	10.5%

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 18, 2020
Property Address	3515 JASMINE CRST, ENCINITAS, CA 92024-7048
Document Number	0000551344
Instrument Date	Sep 17, 2020
Instrument	551344
Transaction Type	Transfer
Record Updated	Sep 28, 2020
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2361 MANCHESTER AVE CARDIFF BY THE SEA CA 920072009, CARDIFF BY THE SEA, CA 92007-2009

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 18, 2020
Property Address	3515 JASMINE CRST, ENCINITAS, CA 92024-7048
Document Number	0000551345
Map Reference	MAP 13584
Instrument Date	Aug 6, 2020
Instrument	2020-0551345
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2361 MANCHESTER AVE, CARDIFF, CA 92007-2009

Mortgage

Document Number	0000551346
Date	Sep 18, 2020
Instrument	2020-0551346

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	3515 JASMINE CRST, ENCINITAS, CA 92024-7048
Document Number	0000498343
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3315 JASMINE CRST ENCINITAS CA 920247037, ENCINITAS, CA 92024-7037

Mortgage

Document Number	0000498343
Date	Oct 31, 2019
Instrument	498343

Lender

Name	LUTHER BURBANK SVGS
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,526,728 (+2%) Land $1,766,527 Building $2,760,201
2025	$50,166.00 (+7.04%)	$4,437,970 (+4.04%) Land $1,731,890 Building $2,706,080
2023	$46,866.00 (+1.94%)	$4,265,640 Land $1,664,640 Building $2,601,000
2022	$45,976.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Race Communications, Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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