3515 E 39th St, Des Moines, IA 50317 Property Records

Polk County property record for 3515 E 39th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	1 ba · 785 sqft · built 1984
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Mar 2026)
Tax Bill	$3,146 (2024)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`060/06195-000-000`

Property Details

APN / Parcel Number

Primary APN	`060/06195-000-000`
Alternative APN	`792328104015`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	785 sqft Living Area
Gross Area	1,553 sqft
1st Floor Area	785 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	156 ft deep x 50 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3515 E 39TH ST
City	DES MOINES
State	IA
Zip	50317-5827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 HIGHMOOR
Legal Subdivision	HIGHMOOR
Legal Lot Number	15
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1003
Census Tract	102

Owner

Source: Polk County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3515 E 39TH ST, DES MOINES, IA 50317-5827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRONTIER FINANCIAL INC
Sep 4, 2018	Warranty Deed, Transfer · Conventional with PMI FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2026 · Amount on Record
Deed Sale	Mar 16, 2026 · Amount on Record
Deed Document Number	202614107
Deed Book / Page	20449 / 615
Record Updated	Jun 8, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Mar 16, 2026
Property Address	3515 E 39TH ST, DES MOINES, IA 50317-5827
Document Number	0000014107
Book / Page	20449 / 615
Instrument Date	Mar 11, 2026
Instrument	2026-00014107
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$351.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3515 E 39TH ST, DES MOINES, IA 50317-5827

Mortgage

Document Number	0000014108
Date	Mar 16, 2026
Instrument	2026-00014108

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3515 E 39TH ST, DES MOINES, IA 50317-5827
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036373
Date	Sep 30, 2020
Book Page	18097/354
Instrument	2020-00036373

Lender

Name	FRONTIER FINANCIAL INC
Type	Mortgage Company
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Sep 4, 2018
Property Address	3515 E 39TH ST, DES MOINES, IA 50317-5827
Document Number	0000018696
Book / Page	017062 / 000686
Instrument Date	Aug 29, 2018
Instrument	18696
Transaction Type	Transfer
Record Updated	Oct 9, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$211.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3515 E 39TH ST DES MOINES IA 503175827, DES MOINES, IA 50317-5827

Mortgage

Document Number	18698
Date	Sep 4, 2018
Book Page	017062/000690
Instrument	18698

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$192,200 (+12.79%) Land $41,000 Building $151,200	$192,200 (+12.79%) Land $41,000 Building $151,200
2024	$3,146.00 (+1.75%)
2023		$170,400 Land $35,800 Building $134,600	$170,400 Land $35,800 Building $134,600
2020	$3,092.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber, Verizon.

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