3515 Co Rd 514, Ignacio, CO 81137 Property Records

La Plata County property record for 3515 Co Rd 514, Ignacio, CO 81137

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 2 ba · 4,068 sqft · built 1995
Lot Size	35 acres (1,525,471 sqft)
Owner	2 Individual Names on File
Last Sale	$755,000 (Feb 2026)
Tax Bill	$1,434 (2025)
Deeds & Mortgages	Mar 2022 Reverse Mortgage Feb 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5901-184-00-127`

Property Details

APN / Parcel Number

Primary APN	`5901-184-00-127`
Alternative APN	`R436148`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	4,068 sqft Gross Area
Basement Area	1,044 sqft
Finished Basement	1,044 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Rustic
Lot Area	1,525,471 sqft
Garage Type	Attached
Garage Area	468 sqft
Porch	Porch
Porch Area	420 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R436148
Street Address	3515 COUNTY ROAD 514
City	IGNACIO
State	CO
Zip	81137-9708
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	TRACT: 1A SECTION: 18U TOWNSHIP: 34 RANGE: 7 TR IN W/2SE/4 PER PLAT 1124768 3515 CR 514 IGNACIO 81137
Legal Range	07
Legal Township	34
Legal Section	18
Legal Tract	1
Legal Block	1
Jurisdiction	LA PLATA CO
Township / Civil Division	IGNACIO
Census Block Group	1
Census Block	1027
Census Tract	940300

Owner

3515 Co Rd 514, an agricultural property, is owned by two individuals who bought it in February 2026.

Source: La Plata County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3515 COUNTY ROAD 514, IGNACIO, CO 81137-9708
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Feb 19, 2026	Quit Claim Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO
Feb 19, 2026	Warranty Deed, Transfer · Conventional Mortgage TBK BANK SSB
Jun 25, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
May 24, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2026 · Amount on File
Deed Sale	Feb 19, 2026 · Amount on File
Deed Document Number	20261251295
Prior Transfer Date	Feb 11, 2026
Prior Transfer Doc	0001251294
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	3515 COUNTY ROAD 514, IGNACIO, CO 81137-9708
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001207740
Date	Mar 22, 2022
Instrument	1207740

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	846 Months
Due	Sep 8, 2092

Interest

Rate Type	Adjustable Rate
Rate	2.47%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.47%

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA PLATA CO
Recording Date	Feb 19, 2026
Property Address	3515 COUNTY ROAD 514, IGNACIO, CO 81137-9708
Document Number	0001251294
Map Reference	DOC 1124768
Instrument Date	Feb 11, 2026
Instrument	1251294
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3515 COUNTY ROAD 514, IGNACIO, CO 81137-9708

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Feb 19, 2026
Property Address	3515 COUNTY ROAD 514, IGNACIO, CO 81137-9708
Document Number	0001251295
Map Reference	DOC 1124768
Instrument Date	Feb 11, 2026
Instrument	1251295
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3515 COUNTY ROAD 514, IGNACIO, CO 81137-9708

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3515 COUNTY ROAD 514, IGNACIO, CO 81137-9708

Mortgage

Document Number	0001251296
Date	Feb 19, 2026
Instrument	1251296

Lender

Name	TBK BANK SSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA PLATA CO
Recording Date	Jun 25, 2019
Property Address	3515 COUNTY ROAD 514, IGNACIO, CO 81137-9708
Document Number	0001157964
Instrument Date	Jun 25, 2019
Instrument	1157964
Transaction Type	Transfer
Record Updated	Jul 4, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3515 COUNTY ROAD 514 IGNACIO CO 811379708, IGNACIO, CO 81137-9708

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	3515 COUNTY ROAD 514, IGNACIO, CO 81137-9708
Document Number	0001129175
Instrument Date	May 24, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3515 COUNTY ROAD 514 IGNACIO CO 811379708, IGNACIO, CO 81137-9708

Mortgage

Document Number	0001129175
Date	Jun 5, 2017
Instrument	1129175

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	900 Months
Due	Jun 4, 2092

Interest

Rate Type	Adjustable Rate
Rate	4.58%

Tax Assessment & Valuation

The 2025 property tax bill for 3515 Co Rd 514 was $1,434, up 52.9% from the year before.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Bayfield School District 10 JT-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,780 (-2.77%) Land $2,720 Building $25,060	$411,760 (-) Land $10,880 Building $400,880
2025	$1,434.00 (+52.88%)	$28,570 Land $2,930 Building $25,640	$411,760 Land $10,880 Building $400,880
2024	$938.00 (+10.35%)
2023	$850.00 (-11.83%)	$21,700 (-6.22%) Land $2,960 Building $18,740	$285,290 (-3.35%) Land $11,190 Building $274,100
2022	$964.00	$23,140 Land $3,030 Building $20,110	$295,180 Land $11,440 Building $283,740

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3515 Co Rd 514 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3515 Co Rd 514 is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 54% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LA PLATA ARCHULETA WATER DISTRICT serves 510 people · EPA ID CO0134191
Water Source	Purchased surface water from TOWN OF BAYFIELD
Last State Inspection	Jun 2023
Lead	11 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
CenturyLink DSL	10 / 1

May also be available: AlignTec, Southern Ute Shared Services, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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