3515 Central Ave, Coleman, FL 33521 Property Records

Sumter County property record for 3515 Central Ave, Coleman, FL 33521

Property Summary

Property TypeSingle Family Home
Details1,817 sqft · built 1920
Lot Size1.07 acres (46,609 sqft)
OwnerIndividual Name on File
Last Sale$230,000 (Feb 2026)
Tax Bill$454 (2024)
Deeds & MortgagesMar 2023 Line of Credit
Feb 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNF25-027

Property Details

APN / Parcel Number

Primary APNF25-027
Alternative APN
  • 1039173

Interior

Stories2 Stories
Building Area1,817 sqft Heated Area

Exterior

Year BuiltBuilt 1920
Architectural StyleConventional
Construction TypeSteel Frame
Lot Area46,609 sqft (1.07 acres)
Lot Dimensions150 ft deep x 150 ft wide
Garage TypeCarport
CarportCarport
Carport Area600 sqft

Exterior Amenities

PorchCovered Porch
Porch Area1,063 sqft
Shed1 Shed
Shed Area420 sqft

Location & Zoning

Account Number1039173
Old Parcel NumberF25=027
Street Address3515 CENTRAL AVE
CityCOLEMAN
StateFL
Zip33521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG 150 FT W OF SE COR OF NW 1/4 OF SE 1/4 OF SW 1/4 RUN N 330 FT W 150 FT S 330 FT E 150 FT TO POB
Legal Range22E
Legal Township19S
Legal Section25
Legal Lot Number25
JurisdictionSUMTER FL
Township / Civil DivisionWILDWOOD
Census Block Group2
Census Block2014
Census Tract910300

Owner

3515 Central Ave is owned and occupied by an individual who bought it in February 2026.

Source: Sumter County records, as of March 20, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address3515 CENTRAL AVE, COLEMAN, FL 33521
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2023Deed of Trust, Mortgage · Line of Credit
SUNCOAST CU
Feb 9, 2026Warranty Deed, Transfer · Conventional Mortgage
SUNCOAST CU
Nov 18, 2024Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 9, 2026 · Amount on File
Deed SaleFeb 9, 2026 · Amount on File
Prior SaleNov 18, 2024 · Amount on File
Deed Document Number202660006490
Deed Book / Page5049 / 533
Record UpdatedJun 8, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMTER FL
Property Address3515 CENTRAL AVE, COLEMAN, FL 33521
Transaction TypeMortgage
Record UpdatedJul 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3515 CENTRAL AVE, COLEMAN, FL 33521

Mortgage

Document Number0044420424
DateMar 31, 2023
Book Page4442/424
Instrument202360012566
Lender
NameSUNCOAST CU
TypeCredit Union
Address11904
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER FL
Recording DateFeb 9, 2026
Property Address3515 CENTRAL AVE, COLEMAN, FL 33521
Document Number0050490533
Book / Page5049 / 533
Instrument DateJan 16, 2026
Instrument202660006490
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,610.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address990 COUNTY ROAD 245A, OXFORD, FL 34484-2500

Transferred To (Grantee/Buyer)

NameVerified Name
Address3515 CENTRAL AVE, COLEMAN, FL 33521

Mortgage

Document Number0005049535
DateFeb 9, 2026
Instrument5049/535
Lender
NameSUNCOAST CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.12%
Type Change DateApr 1, 2033
Change FrequencyAnnually
Min Rate At Change3.62%
Max Rate At Change6.62%
Index1-Year CMT
Max Rate10.1%

November 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER FL
Recording DateNov 18, 2024
Property Address3515 CENTRAL AVE, COLEMAN, FL 33521
Document Number0047520390
Book / Page4752 / 390
Instrument DateNov 7, 2024
Instrument202460046458
Transaction TypeTransfer
Record UpdatedDec 22, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$980.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16 RIVERVIEW RD, WARE SHOALS, SC 29692-1126

Transferred To (Grantee/Buyer)

NameVerified Name
Address990 COUNTY ROAD 245A, OXFORD, FL 34484-2500

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySumter County
MunicipalityColeman City
Unified School DistrictSumter County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$60,140 Land $18,190 Building $41,950$60,140 Land $18,190 Building $41,950
2024$454.00 (+113.15%)
2023$213.00 (+6.5%) Additional exemption filed$31,410 (+2.98%)$55,880 (+9.78%) Land $18,260 Building $37,620
2022$200.00 Homeowner's exemption$30,500$50,900 Land $17,140 Building $33,760

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3515 Central Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2008 · Tropical Storm Fay

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3515 Central Ave is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 66% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLEMAN
serves 824 people · EPA ID FL6604861
Water SourceGroundwater
Last State InspectionDec 2024
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2020
Total trihalomethanes
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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