3515 44th Ave S, Fargo, ND 58104 Property Records

Cass County property record for 3515 44th Ave S, Fargo, ND 58104

Property Summary

Property TypeSingle Family Home
Details1,412 sqft · built 1999
Lot Size0.259 acres (11,270 sqft)
Owner2 Individual Names on File
Last Sale$202,000 (Sep 2026)
Tax Bill$3,958 (2025)
Deeds & MortgagesSep 2026 Mortgage
May 2024 Line of Credit
+ 2 more
Flood ZoneZone X (moderate risk)
APN01-5510-00080-000

Property Details

APN / Parcel Number

Primary APN01-5510-00080-000

Interior

Building Area1,412 sqft Living Area
1st Floor Area1,412 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleBi-Level
Lot Area11,270 sqft (0.259 acres)
Lot Dimensions140 ft deep x 80 ft wide

Location & Zoning

Street Address3515 44TH AVE S
CityFARGO
StateND
Zip58104-6673
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR3
Legal DescriptionLOT: 8 BLOCK: 1 ADDITION: FOX RUN THIRD ADDITION ADDITIONAL: FOX RUN 3RD LT 8 BLK 1
Legal SubdivisionFOX RUN 3RD
Legal Block1
Legal Lot Number8
JurisdictionCASS ND
Township / Civil DivisionFARGO
Census Block Group4
Census Block4016
Census Tract10303

Owner

3515 44th Ave S is owned and occupied by two individuals who bought it in September 2026.

Source: Cass County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address3515 44TH AVE S, FARGO, ND 58104-6673
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2026Warranty Deed, Transfer · Conventional Mortgage
BELL BANK
May 13, 2024Deed of Trust, Mortgage · Line of Credit
BELL BANK
Mar 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
BELL BANK
Oct 2, 2017Warranty Deed, Transfer · Conventional Mortgage
BELL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2026 · Amount on File
Deed SaleSep 28, 2026 · Amount on File
Prior SaleOct 2, 2017 · Amount on File
Deed Document Number20261768325
Prior Transfer DateMay 2, 2005
Prior Transfer Doc0001137347
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS ND
Recording DateSep 28, 2026
Property Address3515 44TH AVE S, FARGO, ND 58104-6673
Document Number0001768325
Instrument DateSep 25, 2026
Instrument20261768325
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3515 44TH AVE S, FARGO, ND 58104-6673

Mortgage

Document Number0001768325,
DateSep 28, 2026
Instrument20261768325
Lender
NameBELL BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueOct 1, 2041
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Property Address3515 44TH AVE S, FARGO, ND 58104-6673
Transaction TypeMortgage
Record UpdatedMay 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address3515 44TH AVE S, FARGO, ND 58104-6673

Mortgage

Document Number0001711352
DateMay 13, 2024
Instrument1711352
Lender
NameBELL BANK
TypeBank
AddressFARGO, ND 58106
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueMay 3, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Property Address3515 44TH AVE S, FARGO, ND 58104-6673
Transaction TypeMortgage
Record UpdatedApr 26, 2024
Title CompanyTHE TITLE SERVICES GROUP, THE TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001624030
DateMar 2, 2021
Instrument1624030
Lender
NameBELL BANK
TypeBank
AddressFARGO, ND 58103
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2036

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS ND
Recording DateOct 2, 2017
Property Address3515 44TH AVE S, FARGO, ND 58104-6673
Document Number0001521960
Instrument DateSep 29, 2017
Instrument1521960
Transaction TypeTransfer
Record UpdatedMar 22, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3515 44TH AVE S, FARGO, ND 58104-6673

Mortgage

Document Number0001521961
DateOct 2, 2017
Instrument1521961
Lender
NameBELL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3515 44th Ave S was $3,958.

Source: Cass County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Dakota
CountyCass County
MunicipalityFargo City
Unified School DistrictFargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,958.00$191,950 Land $39,550 Building $152,400$383,900 Land $79,100 Building $304,800
2023$4,760.00$170,850 Land $39,550 Building $131,300$341,700 Land $79,100 Building $262,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3515 44th Ave S in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 99 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies99 in force
Nearby Flood Claims101 (1997–2011)
Claims Outside the SFHA98 of 101
Most Recent ClaimApr 2011 · Flooding
Claims by Event
  • Flooding, Apr 2011 · 12 claims
  • Severe Storms And Flooding, Apr 2009 · 48 claims
  • Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, May 1997 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3515 44th Ave S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FARGO
serves 120,762 people · EPA ID ND0900336
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityBromate
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
2,000 / 350
Sparklight
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, Fidium Fiber, Verizon.

Nearby Properties on 44th Ave S

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